Loan Processor Notary Signing
Resume:
Wayn Brown
**** ******** ***** *********, ** ****7
**********@*****.***
Career Summary
To continue maintaining top performance in the mortgage field and to elevate current skills that will be instrumental to the industry, government or private sector.
Wells Fargo
Fraud representative Rep November 28th 2022
. Handle incoming calls concerning fraud on Debit Cards, did what was needed to
Reimburse monies that were fraudulently obtained.
Indecomm Global/M&T Bank September 21, 2021 to present
Loan Processor 2
Process conventional, FHA and Government loans. Average pipeline 140 loans.
G4S December 2017-Sep
Site Security Supervisor
Started as Patrol Rover worked myself up to Site Supervisor. Supervise 10 staff members.
Duties involve payroll, scheduling, termination, hiring and making sure reports are done on a monthly and daily basis for CITI Bank our contract. Many years of supervisory work and leading people.
BROWN’S CERTIFIED MOBILE NOTARY SIGNING AGENT June 2013 - Present
Owner/CEO
Provide mobile notary service to the following counties: Mecklenburg, Cabarrus, Gaston, Iredell, Rowan, and Union
Provide quick, quality Notary Signing Services that are available at borrower’s business, home, or other "Agreed upon locations".
Responsible for ensuring that all documents are executed correctly, witnessed, acknowledged/notarized, and returned to the attorney or Title Company in a timely manner.
Closed mortgage loans for various banks, mortgage companies and legalized documents on an as needed basis.
Sell Life Insurance for the states of North & South Carolina.
WELLS FARGO, Charlotte, NC September 2011 to June 2013
Consumer Loan Mortgage Underwriter II
Underwriter for Retail Mortgage Loans. These loans included Salaried, Self -Employed, Construction, and Renovation Financing, first-time home purchases, and refinancing solutions.
Specialty was Conventional 1 through 3C Authority Underwriting.
Signing Authority up to $475,000.
ZENTA/ACCENTURE, Charlotte, NC August 2010 to March 2011
Underwriter
Purchased money and refinanced loans for Charles Schwab Bank. This process included manually underwriting the loan using AUS system to ‘score’ the loan and maintaining a ‘pipeline’ of 30 to 40 loans underwritten and sold to Fannie Mae.
Monitored ‘RUSH BOX’ type loans that were needed on a rush basis ensuring priority where needed.
From May 2010 to August 2010, performed duties as a ‘SAXON PROJECT NEGOTIATOR ’. Duties performed were calling borrowers and guiding them through the process until they reach the point of a short sale agreement then on to the closing.
NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA January 2007 to August 2010
Mortgage Loan Counselor/Underwriter
Counseled potential homebuyers on maintaining personal and family budgets.
Conducted workshops for first time homebuyers and home save clients.
Responsible for underwriting all client loans – “Front Line” underwriting of “Purchase Money Files”
Wayn Brown Resume - Page 2
for three years.
Responsible for underwriting ‘Home Save’ files to send to Servicers to do restructure of Predatory Loans.
Assisted Homeowners who were in Predatory loans to obtain affordable mortgages from their Servicers.
BANK OF AMERICA/ADDECO 2006 - 2007
Underwriter
•Reviewed and underwrote “Purchase Money Loans”
•Maintained 60 to 100 files per month/processing up to 15 loans per month underwriting.
WELLS FARGO, Charlotte, NC 2002 - 2006
Work Director II
•Shared Supervisory duties – managed 15 mortgage specialists
•Managed the Diamond-on-Diamond refinances ensuring loans followed through the proper channels without complications, processed title work to make sure loans were funded at month’s end.
•Managed the Rush-on-Demand program ensuring all title work was correct before Close-at-Home packages were executed.
•Managed personnel issues such as employee-scheduled time off, MPP, assisted with coaching staff on improving their leadership skills, handled escalated calls, provided disciplinary actions when necessary.
•Managed training and maintain title approval, second lien, and title vesting numbers to a minimum of one hundred.
•Received underwriting signing authority level IR.
•Decision maker on loans that were rolled over from one month to the next.
Collector II Sub-Prime Collections Department 2000 - 2002
•Collected on 30/60 day accounts
•Set up repayment plans for accounts in default
•Maintained 150 just-in time payments per month
FIDELITY MORTAGE, INC, Charlotte, NC 1998 - 2000
Loan Officer
Responsible for originating and overseeing all retain loans received into the company
Handled 20/30 wholesale brokers who closed loans for the company
Ordered and monitored appraisals, titles, payoffs and reviewed credit application to determine what program and loan-to-value applicants would qualify; as well as, scheduled and attended all loan closings.
EDUCATION
Central Piedmont Community College Certificate: Mortgage Loan Processor
University of North Carolina – Greensboro Major: Psychology
James B. Dudley – Greensboro, NC High School
LICENSES & CERTIFICATIONS
NC Life Insurance Producer – License No: 18263179
•Licensed Loan Officer in NC & SC
•Certified Underwriter
•FDCPA Certification
•Notary Public (No. 201******** – North Carolina)
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