Research Analyst Risk Management

Muhammad Usman Zia

• CELL 346-***-****

• E-MAIL *********@*******.***

• LinkedIn http://www.linkedin.com/in/usman-zia-64690120b Education and Qualification:

BBA Finance Bahria University, Karachi 2020 – Jan 2024 A Level Falcon House Grammar School 2019

O Level Shahwilayat Public School 2017

Work Experience:

December 2023 – May 2024 Research Analyst – Mozack (Research Department)

Performed financial analysis and market research to gather and interpret data for investment decision, boosting the investment portfolio performance by 15%.

Created and maintained financial models, forecasts and reports for budgets planning and risk management.

Worked with cross-functional teams to analyze financial data and provide with actionable insights to improve efficiency.

Analyze and research on industry trends, economic indicators and competitor activities, leading to an increase of 10% in the revenue.

June 2023 – September 2023 Intern - Alfalah CLSA Securities PVT LTD. (Research Department)

Conducted primary and secondary research on the cement sector analyzing the demand and supply dynamics, pricing strategies and fuel consumption models.

Developed 5-years financial model and valuation for DG Khan cement company, including industry forecast.

Prepare a 5-year cash-flow for the company.

February 2023 – March 2023 Intern– Moore Shekha Mufti (Tax Department)

Clearing of funds on FBR portal for tax exemption

Preparing CPR summary sheet of section 149

Preparation of PSID

Assisted in the preparation of tax returns and compliance documentation September 2022 – October 2022 Intern - EY Ford Rhodes (Accounting Compliance & Reporting Department)Posted to Asian Consumer Care for Audit

Prepared the vendor data sheet toevaluate whetherthey classify in the active tax payer list

Worked on customer clearance on SAP in which residual payments were cleared

Audit of invoices was done in which quantity of raw materials ordered, price of each unit, gross amount, net amount and tax rates were observed

Posted to Dawaii Limited for Audit

Conducted an evaluation of purchase order in which tax rates, quantities, units and prices were audited Major Projects

Project on the evaluation of a business idea whereby complete marketing feasibility of an online business was conducted including market segmentation, SWOT analysis, pricing and promotion strategy, distribution channel etc.

Conducted financial feasibility for an online consulting business related to treatment of individuals suffering from anxiety and depression. Prepared a forecasted income statement, balance sheet and payback period for our start up

As part of the financial management project, conducted an analysis of the relationship between dividends and stock price and the impact on price by change in the dividend policy of the company Professional Skills

Proficient in the use of MS Office (Word, Excel, Power Point)

Financial Modeling Course form Coursera

Financial Market Course from Course

Informationsystems, Auditing, Controls and Assurance course from Coursera

Corporate Financial Statement Analysis

Contact this candidate