Real Estate Loan Processor

MARLA N. HARRIS

BELLA VISTA, PANAMA CITY, PANAMA

Ocoee, FL. 34761

TEL: 352-***-**** ***********@*****.***

Executive Summary:

** ***** **** ********** ** Real Estate Management field, including Mortgage Banking expert at various mortgages I banking application i.e. Desktop Underwriting, Loan Processor and Encompass. Assisted various clientele obtained Loans suited for their monetary capabilities, conducted credit analysis to ensured eligibility. Education:

LOAN OFFICER SCHOOL. COM ATLANTA, GA

Certification (obtained) 2005

GEORGIA INSTITUTE OF R EAL ESTATE ATLANTA, GA

Community Association Management 2005

OWENS SCHOOL OF REAL ESTATE ATLANTA, GA

Sales Support 2001

ST. FRANCIS COLLEGE BROOKLYN, NY

Bachelors of Science Marketing 1998

Experience:

WISDOM MOON CONSULTING. PANAMA CITY., PANAMA

Relocation Consultant & Real Estate Broker 2010 - 2023 Assisted ex-pats relocate and purchase real estate locally

• Investigated the ideal programs (creative finance) for clientele requirements

• Conducted debt consolidations and investments properties

• Reviewed sales contracts, earnest monies and evaluated debt to income ratios

• Analyzed W2, income tax returns, credit reports, pay stubs and bank statements

• Collaborated with various Real Estate Agents, Appraisers and Insurance Agents WISDOM MOON INC. STONE MT., GA

Mortgage Consultant Manager 2005 - 2009

• Cleared all mortgage stipulation prior to closing

• Investigated the ideal programs for clientele requirements

• Conducted debt consolidations and investments properties

• Adhered to Underwriting Banking and Finance regulations guidelines

• Reviewed sales contracts, earnest monies and evaluated debt to income ratios

• Analyzed W2, income tax returns, credit reports, pay stubs and bank statements

• Assisted clientele with all aspects of Mortgage banking i.e. Purchase, Refinance

• Collaborated with various Real Estate Agents, Lenders, Appraisers and Insurance Agents RADIAN DUNWOODY, GA

Mortgage Insurance Technician 2004-2005

• Collected and log all loans for Contract Underwriting

• Submission of files that ran with Desktop Underwriting or Loan Processor

• Provided Borrowers and Lenders with private mortgage insurance certificate

• Ensured Brokers, Lenders, Appraisers and Credit Agencies were complying

• Maintained information of company's products, pricing and services for clientele ACCENT MORTGAGE SERVICES ATLANTA, GA

Loan Officer 2003-2004

• Specialized with processing Conventional, FHA, VA loans

• Ensured clientele mortgage and various concerns were address

• Researched Lenders products, checked rates, reviewed credit reports

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