Tina Woods
****@*********.***
Mortgage Lender
Highly accomplished professional with more than 20-year proven track record of successful underwriting, coaching, training, processing, selling, closing and funding conventional, jumbo and government mortgage loans. Mortgage Experience
Sr Underwriter February 2018-August 2022
Better Mortgage – Specialized jumbo underwriter for multiple lenders both to agency guidelines and lender overlays. Mentor and trainer to underwriters learning new programs. Coached processing experts for better understanding of the documentation requirements. Collaborated with the team to explore all avenues of possibilities to ensure maximum loan approval and customer satisfaction.
Sr. Underwriter January 2012-January 2018
Umpqua Bank – Underwrote residential mortgage loans to agency guidelines and portfolio loans with bank overlays. Always maintained high efficiency, met or exceeded daily goals, with superior quality and excellent customer service. Working with Loan Officers and Processors to ensure accurate documentation and explore all options available. Wholesale Underwriter September 2010-January 2011
First California Mortgage – Worked with a dynamic team of Underwriters approving loans to company and program guidelines. Used three different processing systems including DU, LP and Calyx to evaluate loans and provided excellent customer service to Brokers, Loan Officers and borrowers.
Area Specialist October 2008-August 2010
USDA Rural Development – Underwrote Federal Government Rural Development loans through the Guarantee Rural Housing program utilizing AARA and congressional appropriated funds. During 2009 fiscal year, production was increased from 200 loans to 2,200 and was presented an award for the highest production in the state from Jeff Diess, Acting State Director