Misty R Fraley, CPCU, AIS, AIM, API, AINS, AU
Cincinnati, Ohio 45240
************@*****.***
CAREER SUMMARY
Underwriting professional with demonstrated expertise in complex risk assessment and product selection; experienced in growing profitable new business with an array of independent insurance agencies, highly proficient in processing new business applications, and maintaining profitable retention ratios. Proven success in underwriting business from middle market personal lines, to complex, confidential, high net-worth accounts.
SKILLS SUMMARY
●Adept at managing competing priorities in underwriting decisions for clients in assigned region
●Skilled in evaluation of new business, renewal business, and endorsements determining insurability and maximizing impact on agency performance and underwriting outcomes
●Able to effect balanced results through negotiation of account acceptance or denial
●Highly effective in written and verbal communications to varied audiences; improved business relationships with assigned client agencies; presented to client agencies to enhance shared profitability; contributed to company online newsletter for client and employee education; represented company in Junior Achievement in Hamilton City School District; managed Worksite Marketing Program; responsible for training new underwriter staff.
EXPERIENCE
American Modern Insurance Group, Amelia, OH 2019-December 2021
Underwriting Specialist, managing a multi-state territory for a vast network of agency partnerships in the specialties market
Cincinnati Insurance Company, Cincinnati, OH 2006-July 2018
Progressive advancement from Underwriting Trainee to Personal Lines Underwriting Superintendent and Worksite Marketing Manager
Lieberman Lipez & Berman LLP, Sidney C. Lieberman Esq., Cincinnati, OH 2001-2006
Office Manager/Paralegal
EDUCATION
Wilberforce University, Cincinnati OH 2006
Bachelor of Science in Organizational Management
The Institutes, Malvern, PA
Associate in Commercial Underwriting 2012
Chartered Property Casualty Underwriter 2011
Associate in Insurance Services 2010 2009
Associate in Management 2008
Associate in Personal Insurance 2007
Associate in General Insurance 2007