Keletso Praises Modise, e-mail: ad5qjk@r.postjobfree.com, +267********
PROFESSIONAL SUMMARY
Experienced individual bringing years of experience in the Sales, Credit and Collections field. I am a dynamic and result oriented professional. I have the ability to get along well with others, to make necessary adjustments to meet deadlines, and effectively coordinate in fast paced environments to contribute towards the organisation’s growth.
WORK HISTORY
09/2020-COLLECTIONS & RECOVERIES EXECUTIVE
Manages collection of arrears and the loan book to lower NPL ratio.
Preparation of monthly management reports and Profit & Loss account.
Maintenance of Service Level Agreement registers for external service providers.
Preparation of cheque requisitions for payment of legal fees.
Preparation & posting of payments of legal fees and refunds into the system and ensuring completeness.
Preparation of payments and files all documentation for record purposes.
Ability to meet set arrears target and manages collection arrears of early or +30 days.
Contributing to the development and implementation of the department’s strategic objectives.
Reconciliation of debtors’ accounts.
09/2011-11/2015-SALES RELATIONSHIP OFFICER
Receiving, reviewing and processing mortgage loan applications.
Processing preliminary documentation on loan requests.
Calculating and processing customer affordability by using the credit scoring model and recommends for approval.
Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting.
11/2015-08/2020-CREDIT LOANS ASSISTANT
Maintenance of limits and capturing collaterals on the system.
Assisting in monitoring the commitment report.
Liaising with relevant stakeholders, including conveyancers.
Ensuring all documentation is in place including valuation reports.
Assisting with Credit Scoring Maintenance.
SKILLS
*Planning and Organising
*Attention to Detail
*Excellent written & oral communication skills
*Teamwork and excellent Customer service
*Time management
*Knowledge of Microsoft Word, Excel, Outlook and PowerPoint
EDUCATION
August 2010
Botswana Accountancy College-AAT Level 4
November 2020
Botswana Institute of Banking & Finance-Certificate in Banking
REFEREES
Collections Manager
Maipelo Kgosibodiba
ad5qjk@r.postjobfree.com
71451145
Credit Risk & Underwriting Manager
Oarabile S. Poiso
ad5qjk@r.postjobfree.com
71336672
Sales Manager
Nnyaladzi Kimo
ad5qjk@r.postjobfree.com
72597026