RUBY PEAVY
Mortgage Underwriter
CONTACT
PHONE:
Conley, GA 30288
EMAIL:
********@*****.***
Education:
Bachelor of Science in
Mathematics/Computer Science
Virginia Union University,
Richmond, Virginia
Skills:
Encompass 8 yrs
Desk to Underwriter
Loan prospector
Excel
WebLGY (VA appraisal system)
HUD Connection
FHA QA
Microsoft Word
Excel
DE/SAR, LAP & Conventional
-Underwriter with over 10 years’ experience
-Excellent analytical and decision making skills
-Effective communication skills with internal and
external customers
-Exceptional familiarity with mortgage documents
-Ability to work effeciently in fast paced team
enviroment
Professional Experience
Mortgage Underwriter
Equity Prime Mortgage – January 2014 to Sep 2023
Responsibilities:
*Analyze loan documents that included tax returns, w2's, assets, credit, collateral, purchase contracts, title and disclosures.
*Review loans to ensure they met investor, agency and government guidelines
*Discuss loan decisions and conditions with underwriters, processors, brokers, and sales team
Mortgage Underwriter
Envoy Mortgage – May 2011 to January 2014
Responsibilities:
*Review appraisal/collateral for red flags, quality, and value
*Review initial and closing disclosures as required by state and federal regulations.
*Quota for VA, FHA, FHA 203k and Convention met monthly