Senior Credit Analyst

Amr Fahmy, Senior Credit Analyst

Cairo, Egypt, +201*********, ***.*******@*****.***

LINKS Linkedin.com

PROFILE As a highly driven and versatile Senior Credit Analyst with a diverse background across multiple functions in corporate banking, I possess strong skills in financial analysis and an ability to effectively handle complex credit and trade transactions

EMPLOYMENT HISTORY

Jan 2022 — Present Senior Credit Analyst, Emirates NBD Cairo

• Developed and presented comprehensive credit proposals. conducting a thorough, high-quality analysis of financial ratios, trends, and cash flows, and generating accurate financial projections Managed a diversified portfolio of multiple high-net-worth large corporate accounts operating in key sectors.

• Structured credit recommendations that are tailored to clients' needs through analysis and evaluation of their higher needs, to ensure optimal utilization of granted products

• Built and maintained strong client relationships, and effectively addressed their financial needs, resulting in significant growth of loan and deposit portfolios by 15%

• Proactively monitored clients' credit performance and identified potential risk areas, supporting risk mitigation efforts and ensuring satisfactory levels of loan performance.

• identified expansion opportunities with our existing client base to achieve portfolio growth.

• Managed the onboarding process for new clients. conducting due diligence and KYC reviews, and obtaining documentation requirements

• Actively marketed the banks' financial services to prospective clients through networking events and leveraging the existing relationships

Dec 2019 — Dec 2021 Corporate Services Specialist, Emirates NBD

• Managed daily requests of multiple corporate clients systematically, ensuring prompt resolution. Including remittances, loan disbursements, payroll payments, and trade finance products such as letters of credit and documentary collections with a focus on quick and efficient execution, with a proven record of exceeding performance targets.

• Completed the corporate account opening process quickly and orderly, contributing to a significant increase in the business unit portfolio.

• Collaborated with internal teams to gather necessary documentation and fulfill requirements.

• Utilized software and systems to maintain accurate records, track payment statuses, and generate comprehensive reports for management and clients.

• Actively engaged with RMs, various departments, and stakeholders to understand and respond to issues relating to account maintenance.

Dec 2018 — Dec 2019 Head Teller, Emirates NBD

• Led a team of three tellers to achieve excellent and commended operational and service levels

• Trained and mentored newly hired tellers and officers to meet the required performance as a team

• Managed the branch's audit, control, and reporting duties, achieving satisfactory results in operational risk reviews

Apr 2016 — Dec 2018 Teller, Emirates NBD

• Executed a wide range of banking transactions, including deposits, withdrawals, money transfers, loan payments, and issuing certified cheques and demand drafts with a focus on accuracy and efficiency.

• cross-sold bank products and services through referrals to clients and prospects Jan 2015 — Mar 2016 Customer care Agent, Vodafone Cairo

• Resolved client inquiries regarding billing and product information queries in a friendly and efficient manner

• Managed the daily reports for my team's KPIs and cascaded them to team members for discussion EDUCATION

Jul 2019 — Mar 2021 Banking Credit & Risk Management Diploma, American University in Cairo Cairo

• in-depth knowledge of the accounting cycle as the building blocks of financial statements

• Identify risks and mitigants in the economy, industry, and business of borrowers

• Analyze financial statements and conduct a cash flow analysis

• Prepare financial projections and Structure credit facilities Sep 2009 — Jun 2013 Bachelor of International Business Management, Sadat Academy for Management Sciences

SKILLS Financial Analysis

Credit Risk Management

Corporate Finance

Industry & Market Research

Trade Finance

Regulatory Compliance

ERP & CRM Systems

Client Relations & Account

Management

Computer Skills

Mathematical Proficiency

Comprehensive & Adaptable

Ability to Work Under Pressure

Critical Thinking & Problem

Solving

LANGUAGES English Highly proficient Arabic Native speaker INTERNSHIPS

Jun 2012 — Present Intern, EFG Hermes Cairo

Gained insight into the daily workflow of front and back office teams in the equity markets sales desk EXTRA-CURRICULAR ACTIVITIES

Mar 2009 — Apr 2012 Companies Coordinator, Sadat Academy Annual Employment Fair Cairo

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