Iris Figueroa
Mount Laurel, NJ *****
ad5ehl@r.postjobfree.com
Authorized to work in the US for any employer
Work Experience
Sr. Mortgage Loan Processor
Affinity Federal Credit Union - Basking Ridge, NJ
October 2017 to Present
As a Mortgage Loan Processor my Responsible included ensuring that all loan documentation is complete accurate verified. Reviewing loan documents including income credit appraisal and title insurance ultimately preparing application for submittal to underwriting. Meet crucial deadlines requested. Also responsible for daily calls and emails to members, to obtain payments or payment agreements,on behalf of the Auto Loan Collections Dept.
Contract-Assistant Underwriter
AXA Equitable Life Insurance - Jersey City, NJ
August 2017 to October 2017
Process cases to evaluate exisiting policies and work alongside Insurance Agents and maintaining insurance records and documentation, for submission to Underwriters for approval. Mortgage Loan Processor
JMC - Cranford, NJ
July 2016 to March 2017
Ensure the timely and accurate packaging of all loans originated by our loan officers. Ensuring all loan documentation is accurate verified to comply with company policy. prepare application for submittal
to underwriting. Meet crucial deadlines required for monthly funding goals. Underwriting Assistant
Aryming Asset Funding/ Hard Money Lender - Newark, NJ July 2015 to July 2016
Collect client documents to determine illegibility fir hard money. Communicate with appraisers to ensure the rehab loan draws, at every stage prior to completion. Work with real estate attorney to negotiate fees and monthly payments to close on the properties, collect dues and present to the Investors.. Processing Manager/Litigation
Standard Holdings LLC - Fort Lee, NJ
March 2014 to July 2015
Met with client leads and generated from company radio audience and referrals. Collected documents from clients and worked alongside a litigation attorney to assist in over 100 foreclosure defense cases and negotiate over 74 modifications.
Branch Manager
Bank Of America - Elizabeth, NJ
February 2008 to September 2013
Loan Officer (unlicensed)
GUARANTEED HOME MORTGAGE - Parsippany, NJ
December 2007 to January 2008
Loan Officer, Closing Manager
GreenPoint Mortgage, Celebrity Mortgage - Fairfield, NJ August 2003 to December 2007
Education
Business Administration/English Composition
Essex County College - Newark, NJ
September 1989 to April 1991
Skills
• Spanish (10+ years)
• Microsoft Excel (10+ years)
• Loan Officer Experience (10+ years)
• Fair Housing regulations (10+ years)
• Negotiation (5 years)
• Escrow (10+ years)
• Underwriting (10+ years)
• Banking (5 years)
• Loan Origination (10+ years)
• Credit Analysis (10+ years)
• Account Management (10+ years)
• Office Management (5 years)
• Mortgage Servicing (10+ years)
• Business Development (10+ years)