MICHAEL LOFASO

***-** ***** ***., *******, NY ***33

516-***-****

ad5bo1@r.postjobfree.com

To seek a position that will allow for me to utilize my experience and understanding for an emerging company in a growing industry to get to the next level of success.

EXPERIENCE

OCTOBER 2010 – PRESENT

SENIOR CLOSER – RELIANCE FIRST CAPITAL, LLC

Audit and compile residential mortgage loan disclosure and closing packages.

Assist by analyzing any unforeseen challenges that arise from myself and my co-workers.

Will look into and send about 75-100 packages each day in a fast-paced environment.

Consult with title companies, underwriters, processors and sales representatives in regards to loans and finalizing Closing Disclosures.

Have been physically worked in the office since before the lockdowns due to Covid-19, and am still working from the office now.

If needed, will post close loans or may send initial disclosures.

SEPTEMBER 2009 – OCTOBER 2010

SR. CLOSER - WORLD ALLIANCE FINANCIAL (AKA SENIOR LENDING NETWORK)

Audited and compiled reverse mortgage closing packages for closings.

Coordinated closings with brokers and notaries.

Worked closely with closing agents to ensure the final figures prior to finalizing the closing packages.

Reached out to borrowers after loans had closed and funded for the signing of adjusted closing documents.

EDUCATION

MAY 1993

MATHEMATICS – ST. JOHN’S UNIVERSITY

SKILLS

Exceptional analytical skills and ability to resolve challenges.

Created a custom-made closing worksheet from Excel to maximize efficiency and production.

Remarkable Attendance and on time history.

Possess high energy and drive and thrives in a pressurized and fast-paced environment.

ACTIVITIES

Past experience in the industry includes a sales assistant, closing coordinator, loan officer, and underwriter assistant.

Familiar with FNMA, FHLMC, VA, USDA loans, in addition to CEMA loans, loans that close in revocable trusts, including refinances and purchases.

Have also worked as a bookkeeper, A/R, A/P, claims analyst, data entry in the medical field and in retail.

Very efficient with Microsoft Word, Excel, Power Point and Quick books.

Detail oriented individual with extremely fast typing skills who takes initiative.

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