Raymond Castillo
Mobile: 510-***-****
**********@*****.***
QUALIFICATIONS
• Detail and results-oriented
• Meet deadlines in fast-paced environments where timing is critical
• Dependable and resourceful with ability to prioritize responsibilities
• Manage confidential/sensitive information and projects with discretion
• Impeccable quality assurance
KEY STRENGTHS
• Creative problem solver
• Flexible to change in priorities and direction
• Provide excellent and prompt courteous customer service
• Excellent communication and interpersonal skills/tactful and diplomatic
• Ability to interact positively, tactfully and diplomatically with all employees, managers, vendors and C-level Executives
EXPERIENCE
Federal Express/ CUSTOMER SERVICE REPRESENTATIVE
December 2023 – Current 2024, Pleasanton, CA
• Provide quality customer service thru daily engagement, assisting customers with their questions and completing orders to ensure satisfaction
• Review and manage orders and reports for accuracy by double-checking all documents
• Provide accurate estimates on time frames for completion of orders
• Internally expedite shipment of customer orders
• Troubleshoot any issues that arise during the order process, escalating more complex problems to Account Manager, when necessary
• Monitor and verify inventory levels and report to inventory team RH Painting / VAN DRIVER
June 2022 – December 2023, Dublin, CA
• Operate company van for transport of paint supplies and materials to and from various job-sites
• Communicate effectively with dispatcher via two-way radio
• Wash and clean interior and exterior of assigned vehicle
• Routinely inspect and check vehicle for any mechanical deficiencies
• Perform various other duties as assigned by supervisor Flagstar Bank / SENIOR CLOSER
June 2019 - May 2022, Dublin, CA
• Trained team members and new hires on company procedures, processes and systems to meet regulatory compliance
• Prepared loan packages for the closing and funding process
• Prepared and sent out closing disclosures (CD) for clients to execute
• Reviewed and audited signed loan documents to verify they were completed as required
• Generated, reviewed, and approved the closing package and HUD-1 Settlement Statement
• Calculated funding amount for each loan package, balanced figures with the closing agent, released wire and funded loan
• Served as a liaison between the financial institution and closing agent to facilitate the closing of residential loans
Raymond Castillo
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McDuffie Mortgage / FUNDER
Feb. 2018 - Aug. 2018, San Ramon, CA
• Analyzed and reviewed loan documents for underwriting purposes to achieve clearances to meet company benchmarks. Reviewed with 100% accuracy.
• Conducted initial and follow-up calls for verification of employment for loans prior to funding
• Verified and secured requirements of 1004D documents and accurately prepared them for appraisal process
• Managed loans including ARMS, FHA, VA, conventional loans and investor purchases
• Executed loan audits, security and privacy protections with consummate and absolute confidentiality
• Balanced settlement statement/CD and corrected appropriate fees before sending wire transfers Commerce Home Mortgage / CLOSER/DOCUMENT DRAWER
Sept. 2011 - Nov. 2017, San Ramon, CA
• Examined, verified, approved loan information on programs including ARMS, FHA, V.A. and conventional loans and investor purchases
• Managed input of confidential information while following audit procedures and enforcing security and privacy protections
• Carried out review and approval of HUD-1 and insurance
• Achieved 100% accuracy in procuring benchmark specifications for meeting loan requirements
• Liaison and interface between bank and escrow/title company
• Arranged meetings and appointments for loan document signings between title companies and clients
• Coordinated timeline of document signing in order meet deadlines in a timely and successful manner
• Directed inquiries to appropriate branch personnel for clarification
• Cross trained in closing, document drawer, funding protocol, and corporate procedures Fremont Bank / FUNDER
Sept. 2010 – Jan. 2011, Hayward, CA
JP Morgan Chase & Co. / CLOSER/DOC DRAWER
Feb. 2010 – Sept. 2010, San Ramon, CA
Wachovia Mortgage FSB / CLOSER/FUNDER
Oct. 2008 – July 2009, San Leandro, CA
Washington Mutual Bank / CLOSER
May 2007 – Oct. 2007, Pleasanton, CA
JP Morgan Chase & Co. / FUNDER CCT
June 2003 – Oct. 2006, San Ramon, CA
Union Planters Mortgage/Broadstreet Mortgage / FUNDING ASSISTANT Dec. 2001 – June 2002, San Ramon, CA
Ingram Micro / MSD SPECIALIST TEAM LEADER
Jan. 1994 - Aug. 2001 Newark, CA
● In charge of all daily MSD operations including training and supervision of up to 23 associates, coordination of shipping and receiving activities, vendor relations and customer service Raymond Castillo
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EDUCATION
• Ohlone College/General Education Curriculum
• Irvington High School/Graduate
COMPUTER SKILLS
• Microsoft Office Suite: Word and Excel
• Encompass
References Provided Upon Request