Bladimir Ramos

Phone: 847-***-****

E-mail: ad4yjl@r.postjobfree.com

Objective

Bilingual (English/Spanish) professional with significant and solid experience in banking and credit analysis for financial institutions (Commercial and universal banks) is seeking a position in a company that recognizes the value of a diverse, multicultural workforce.

Note: Authorized to work in US. No visa sponsorship required Skill and Qualifications

Bilingual (English/Spanish) / Outstanding Customer Services skills / Teamwork / Detailed- Oriented Strong Organization-Time Management / Multitasking skills Computer Skills: MS Office (Word, Excel, Power Point), Microsoft Team, Outlook, World Wide Web, Internet Experience

Mercantil Bank, Caracas- Venezuela (1988-2020)

Credit Officer (1988 –1991)

• Analyzed customers’ credit proposals, cash flow, and financial projections.

• Reached out to potential customers to generate new business. Bank Correspondent (1992 –2002)

• Deal with day-to-day banks’ inter-relationships of major European and Latin American banks. Credit Analyst for Financial Institutions (2002 –2020)

• Perform complexed analysis of financial statements and assessment of credit requests, including new and prior requests, refinancing, and annual due diligence.

• Recommend credit proposals to credit committees.

• Prepare worksheets and models to support analysis of new and existing credit applications.

• Lead and coordinated banking and financial meetings with clients in US and LATAM. Education

Bachelor Degree in Business Administration, Universidad Central de Venezuela, Caracas