Omayra Cartagena

*** ****** ******, **** *****, NJ 08753 201-***-**** ad4su0@r.postjobfree.com

A results driven and highly ambitious employee with over ten years of professional experience offering support in growing businesses and exceeding job responsibilities. Intensely motivated to lend previous work experience to a new position that is challenging, culminating people skills and a desire to see projects through to fruition. PROFESSIONAL EXPERIENCE

Meridian Capital Group, LLC - Iselin, NJ

Loan Processor/Junior Underwriter – March, 8 2022 – Present

• Responsible for assisting brokers and Senior Underwriters in daily tasks such as data entry, filing, and taking phone calls.

• Keep in contact with clients to collect various documents regarding the loan process.

• Set up new deals in Excel format and prepare submission packages to various banks.

• Follow up with banks and complete checklists to execute each loan that is in process.

• Create various documents in Excel and Word for brokers, clients and banks. Advisors Mortgage Group, LLC – Hazlet, NJ

Loan Processor – June 1, 2020 to February 28, 2022

• Process the following Loan Types in BytePro: Fixed Rate Loans, CEMA, FHA and VA

• Verify information input to the Application, run AUS DU/DO, complete income verification, run, order Title, appraisal, and obtain disclosure packages and remaining conditions from Borrower for underwriting.

• Complete all Change of Circumstance disclosures and send to the borrower per TRID regulation

• Verify employment, request and obtain payoff letters, and review and revise Insurance to meet bank requirements

• Coordinate loan closings and insure loan closings to all bank requirements ConnectOne Bank - Union, NJ

Assistant Treasurer/Loan Processor/Underwriter, Dec 2015 – March 2020

• Process, underwrite, book, fund and close the following Loan Types in Calyx Point: Fixed Rate Loans, CEMA, 10/1 and 7/1 ARMS, Home Equity Lines of Credit, Personal Loans and Overdrafts

• Input Application into Calyx Point, run credit, complete income verification, run QM, order Title, appraisal, and obtain disclosure packages and remaining conditions from Borrower for underwriting.

• Prepare Preliminary Closing Disclosures for Borrower signature according to TRID Regulation.

• Verify employment, request and obtain payoff letters, and review and revise Insurance to meet bank requirements to allow for closing packages to be drawn in DocMagic.

• Coordinate loan closings and insure loan closings to all bank requirements to be funded using EWire

• Register all loans in MERS - Sold loans TOS/TOB transfer to new investor, an Book loans in FIS

• Prepare all General Ledger Tickets for disbursement of Bank Closing Fees, Interest and Escrows.

• Secondary Market - Work with Flagstar Bank, Franklin American Mortgage Company and Quickens to obtain and clear all conditions for loan purchase.

• Submit recorded documents once received

Meridian Capital Group, LLC - Iselin, NJ

Loan Processor, Dec 2012 – Sep 2015

• Responsible for assisting brokers in daily tasks such as data entry, filing, and taking phone calls.

• Keep in contact with clients to collect various documents regarding the loan process.

• Set up new deals in Excel format and prepare them for submission to various banks.

• Follow up with banks and complete checklists to execute each loan that is in process.

• Create various documents in Excel and Word for brokers, clients and banks. Omayra Cartagena

965 Vaughn Avenue, Toms River, NJ 08753 201-***-**** ad4su0@r.postjobfree.com Prestige Toyota - Ramsey, NJ

Business Development Coordinator/Internet Sales, Sep 2007 – Mar 2009

• Responsible for setting and confirming appointments.

• Follow up with all unsold showroom traffic the following day.

• Answer all incoming sales calls to bring in new customer and schedule appointments.

• Called Internet Leads and Lease Retention customers to discuss lease end options and to set appointments with Lease Coordinator.

New Century Mortgage Corporation - Pearl River, NY Post-Closing, Jan 2006 – April 2007

• Responsible for shipping collateral and base files to corporate office; verifying accuracy of all documents, including Mortgages, original Notes, Title, and other closing documents.

• Handled large workloads while consistently meeting company deadlines to ensure collateral is shipped on time for internal and external examiner reviews.

• Cross-Trained in Document Processing, Loan Set-Up, and Loan Funding

• Sent out loans cleared to close and confirmed with attorneys and brokers to insure delivery

• Loan Set-Up - Data entry of loan submissions.

EDUCATION

• National Personal Training Institute 2005 Certificate of Completion

• Bergen Community College 2001-2004

SKILLS

• Customer Service

• Proficient in Microsoft Word, Power Point, Excel, and Microsoft Outlook

• Bilingual Spanish and English

• Knowledge in BytePro, Calyx Point, DocMagic, Ewire, FLO, MERS and FIS IBS Insight.

• Trained in new TILA-RESPA Intergraded Disclosure Regulations

Contact this candidate