PO Box *****, Indianapolis, IN *****-****

*.**

MATTHEW GLADDEN

**** *** **** **

PORTSMOUTH VA 23703

October 31, 2022

Re: Loan Number 014*******

Dear MATTHEW GLADDEN,

Thank you for contacting Freedom Mortgage Corporation . We appreciate the opportunity to assist you in this matter. We have enclosed the Verification of Mortgage as requested. Please contact us if you have any questions or need additional help.

You can access your loan information 24 hours a day, seven days a week by logging on to www.freedommortgage.com or through our automated phone system at 855-***-****. If you need to speak with a Customer Care Representative, please call Monday through Friday 8:00 AM 8:00 PM and Saturday 9:00 AM 2:00 PM Eastern Time.

Sincerely,

Customer Care Team

Freedom Mortgage Corporation

NMLS # 2767 (www.nmlsconsumeraccess.org)

Attachment: Verification of Mortgage

PO Box 50485, Indianapolis, IN 46250-0485

2.66

Verification of Mortgage

Date: October 31, 2022

Requestor Information:

Company/Name: Matthew Gladden

Borrower Information:

Account Number: 014*******

Borrower Name: MATTHEW GLADDEN

Property Address: 3924 TWO OAKS RD

PORTSMOUTH VA 23703

First Payment Due Date: November 1, 2022

Original Loan Amount: $229,992.00

Current Unpaid Principal Balance: $228,063.65

Deferred Balance $ .00

Principal and Interest Payment $1,342.17

Total Monthly Payment Amount $1,688.23

Date Last Paid October 25, 2022

Present Status of Mortgage CURRENT

Times Reported Delinquent This Year

30 Days 60 Days 90+ Days

Times Reported Delinquent Last Year

30 Days 60 Days 90+ Days

IMPORTANT NOTICE: TO THE EXTENT YOUR OBLIGATION HAS BEEN DISCHARGED IN BANKRUPTCY, IS SUBJECT TO THE AUTOMATIC STAY OR IS PROVIDED FOR IN A CONFIRMED PLAN, THIS COMMUNICATION IS FOR REGULATORY COMPLIANCE AND/OR INFORMATIONAL PURPOSES ONLY, AND DOES NOT CONSTITUTE A DEMAND FOR PAYMENT OR AN ATTEMPT TO IMPOSE PERSONAL LIABILITY FOR SUCH OBLIGATION.

10/31/22, 12:01 PM Detail History

about:blank 1/1

10/31/22

MATTHEW GLADDEN Account Number 146420872

3924 TWO OAKS RD

PORTSMOUTH VA 23703

Collateral

Original Balance 229992.00 P&I Payment 1342.17 Next Due Date 12/01/22 Current Balance 228063.65 Escrow Payment 346.06 Last Payment Date 10/25/22 Escrow Balance 706.62 Opt Ins Payment 0.00 Current Interest Rate 5.75000 Unapplied Balance 0.00 Buydown 0.00

Fee Balance 0.00 Total Payment 1688.23

History from 07/01/22 through 10/31/22 Beginning statement balance 229992.00 Ending statement balance 228063.65 Posting Effective Paid To Transaction Total

Date Date Date Description Amount Principal Interest Escrow Insurance Other 09/26/22 09/26/22 10/01/22 Cash Receipt 1463.94 0.00 0.00 1463.94 0.00 0.00 10/23/22 10/22/22 11/01/22 Payment 1688.23 240.12 1102.05 346.06 0.00 0.00 10/25/22 10/25/22 11/01/22 Payment 1688.23 1688.23 0.00 0.00 0.00 0.00 10/27/22 10/27/22 11/01/22 Ins Manual -1103.38 0.00 0.00 -1103.38 0.00 0.00 B= Buydown/Subsidy F= Fee Payment L= Late Charges N= Unapplied C= Uncollected

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