New York Life is pleased to provide you with your laboratory results obtained during

your insurance application process. The report prepared by Clinical Reference Laboratory (CRL) contains your laboratory results and an easy to understand laboratory guide with valuable information about the tests performed. This information is no substitute for a comprehensive medical evaluation from your personal physician. Should you have questions or concerns about your health or the enclosed results, please contact your doctor.

We want to thank you for choosing New York Life and we hope you will find the enclosed information both practical and useful.

CRL is a laboratory vendor, which is not affiliated with New York Life or its affiliates