DANYELA HIRSCHMAN

Mortgage Professional

EXPERIENCE

• Proven Track record in closing large quantities of loans quickly and accurately.

• Proficient at prioritizing and completing multiple tasks and imaginative compromises and solutions that produce desired results.

• Act as Loan processor for renovation loans for home buyers, and investors.

• Refinance for home improvements, and lower interest rates purchases for people seeking home as first-time buyers.

• Network with realtors, builders, contractors, to service all clients in handling all there financing needs to purchase their dream home.

• Handle all government programs, Harps refinance, FHA, and Conforming loans refinance first time buyer loans.

• Service clients in a bank environment teamwork with personal bankers, bank tellers, and financial advisors within the bank.

• Process FHA, conforming loans, jumbo loans. established monthly sales goals for associates and provided coaching and mentoring on methods for cultivating opportunities.

• Obtain residential mortgage loans for a variety of real estate agents and individuals located in New Jersey, New York, and Florida.

• Work closely with clients on assessments of financial status to align them with borrowing programs, that best fit their circumstances.

• Establish highly profitable referral network, which produced extensive revenue from repeat business.

• Generate $5 to $7 Million in residential lending for clients who were purchasing and refinancing various properties monthly.

• Establish and retain extensive contact list with numerous real estate and mortgage agencies.

EDUCATION

American Business School, Fairfield NJ 2023 - Present

LICENSE CERTIFICATIONS

Life and Health Certification (pending State Exam)

Property and Casualty Certification (pending State Exam)

NJ State License Mortgage Certification (pending State Exam)

ABILITIES AND SKILLS

Client Service Focused

Bilingual Spanish /English

Microsoft Word/Excel

Leadership and Management

Regulatory Compliance

Mortgage Lending

Credit Collections

Mortgage Consultancy

Time Management

Negotiation Skills

Loan Application Processing

Effective Communication

EMPLOYMENT HISTORY

Senior Client Service Rep, Bank of America, Westfield NJ

August 2023 - Present

Mortgage Lending Officer, Bank of America, Mountainside, NJ September 2019 – August 2023

Sr. Mortgage Lending Officer, Lakeland Bank, Wayne, NJ May 2019 - September 2019

Mortgage Lending Officer, Bank of America, Mountainside, NJ 2018 - May 2019

Mortgage Lending Officer, TD Bank, Ramsey, NJ 2018 - 2018

Lending Officer, United Nations Federal Credit Union, Queens, NY 2017 - 2017

Loan Originator, Provident Bank, Iselin, NJ 2016 - 2017

Mortgage Banker, M&T Bank Saddle brook, NJ 2014 - 2016

Mortgage Banker Wells Fargo Bank, Jupiter, FL 2013 - 2014

Mortgage Banker, JPMorgan Chase Bank, Palm Beach Island, FL 2012 - 2013

Loan Consultant, Wells Fargo Mortgage, Hoboken, NJ 2010 - 2011

Loan Officer, Absolute Home Mortgage Woodland Park, NJ 1998 - 2009

Wayne, New Jersey

862-***-****

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