MUHAMMAD DIDAR UZZAMAN REZA
Mobile: +880****-******
E-mail: ************@*****.***
As a Microfinance program
Suitable position having the intention to work with honesty, sincerity and to Learn grow and eventually take greater responsibilities and to face the Challenge of the time to gain experience and skill for a successful career Curriculum Vitae (CV)
MD.
C/O: MD.MOTTALIB HOSSAIN
Vill: Hop
Upazila:
Country
Cell:
Gmail:
https://www.linkedin.com/in/mottasim
Experience:
Microfinance program:
Position: Brunch Manager. (BM)
Prashika Center for Human Development.
BANGLADESH.
Microfinance program:
Position: Senior Field Supervisor (
Society for Social Service (SSS)
BANGLADESH.
Computer Data Entry Operator:
Position: Computer Operator.
Bangladesh Baratara Union Information and Service Centre. BANGLADESH
Education:
Masters Degree:
Kostiya Islamic University.Bangladesh
01/2012-03/2015 GPA is 3.60
Joypurhat,Bangladesh.
Computer Certificate Course:
Bangladesh Computer Education (B.C.E)
03/2007-06/2007 GPA is A.
Joypurhat,Bangladesh.
MUHAMMAD DIDAR UZZAMAN REZA
477498
************@*****.***
Microfinance program, to enter in a well reputed organization in a position having the intention to work with honesty, sincerity and to grow and eventually take greater responsibilities and to face the of the time to gain experience and skill for a successful career Curriculum Vitae (CV)
.MOTASSIM BILLAH
C/O: MD.MOTTALIB HOSSAIN
Vill: Hop Post: Uttor hatshohor hat
Upazila: Khetlal, Dist: Joypurhat . Post Code: 5900 Country Name: BANGLADESH.
Cell: +88-017**-**-**-**
Gmail: ******************@*****.***
https://www.linkedin.com/in/mottasim-billah
Mar 2023……
BM)
Development.
Jul 2016 to Feb 2023
Supervisor (SFO).
: Feb 2010 to Apr 2015
Union Information and Service Centre.
Kostiya Islamic University.Bangladesh
03/2015 GPA is 3.60
Bangladesh Computer Education (B.C.E)
Safety
Leadership
General
Problem Solving
Multi
Strong
Communication
Adaptable
Bengali
English
Hindi/Urdu
to enter in a well reputed organization in a
position having the intention to work with honesty, sincerity and to grow and eventually take greater responsibilities and to face the of the time to gain experience and skill for a successful career. Uttor hatshohor hat.
Post Code: 5900
billah-2547b3274
Skill Highlights:
Safety-oriented
Leadership
General Management
Problem Solving
Multi-tusker
Strong
Communication
Adaptable
Languages:
Bengali 100%
English 80%
Hindi/Urdu 60%
Professional Skill:
Microfinance has played a significant role in Bangladesh in alleviating poverty, promoting financial inclusion, and empowering marginalized communities. Bangladesh is often cited as one of the pioneering countries in the field of microfinance, largely due to the success of Grameen Bank, which was founded by Muhammad Yunus in 1983. Here are some key points about microfinance programs in Bangladesh: Here are some key features and aspects of microfinance programs: 1. Small Loans: Microfinance institutions (MFIs) provide small, collateral-free loans to borrowers who often do not have access to credit through conventional banks. These loans are usually used for income-generating activities, such as starting or expanding small businesses. 2. Savings Accounts: MFIs often encourage clients to save money regularly by offering savings accounts with minimal or no fees. This helps clients build financial resilience and accumulate funds for future needs.
3. Financial Education: Some microfinance programs incorporate financial literacy and education into their offerings. This helps clients better manage their finances, make informed financial decisions, and understand the terms of loans and savings accounts. 4. Targeted Outreach: Microfinance programs often target vulnerable or marginalized populations, including women, rural communities, and low-income individuals, to promote financial inclusion and reduce economic disparities. 5. Interest Rates: Microfinance institutions may charge higher interest rates compared to traditional banks due to the higher costs associated with serving small and often remote communities. However, these rates should be reasonable and transparent. 6. Social Impact: Microfinance is not solely about financial returns. It also aims to create a positive social impact by reducing poverty, empowering women, and fostering economic development at the grassroots level.
7. Microcredit vs. Micro savings: While microcredit (small loans) is a common feature of microfinance programs, micro savings (encouraging clients to save) is equally important. Both components contribute to financial stability and economic growth. 8. Regulation: Many countries have regulatory bodies overseeing microfinance institutions to ensure that they operate fairly, transparently, and within legal boundaries. 9. Challenges: Microfinance programs face challenges, including over indebtedness of clients, ensuring sustainability, and striking the right balance between social impact and financial viability. Microfinance has been widely debated and researched for its impact on poverty reduction and economic development. While it has brought positive changes to the lives of many, it's important to ensure responsible lending practices and client protection to avoid potential pitfalls in the sector.
Others:
Strong knowledge of the Microfinance program lifecycle, Agile Methodology.
Summary:
A Microfinance program Summary typically provides an overview of the cleanliness and organization of a particular space, such as a home, hotel, office, or any other area that requires maintenance and tidiness.