Eddie Hernandez

**** **** ****** **. ***** Fl. **761 407-***-**** ad40kx@r.postjobfree.com

Summary

Self-motivated, detail orientated Bank mortgage professional looking to be part of an organization where I can assist with its growth due to my experience in the mortgage banking industry.

WORK EXPERIENCE

Production Manager

Paramount Residential Mortgage February 2018 - Present

*Coached and developed team members.

*Led weekly Branch pipeline meeting.

*Developed and implement sales strategy.

*Analyzed all income, assets and credit documents prior to submission to underwriting.

*Assisted loan officers to obtain income, assets and credit documents.

*Ordered and review employment and income verifications.

Credit Analyst

Peoples Bank/Magnolia Bank January 2015 – Feb 2018

*Assisted loan officers to obtain all documents required to complete loan application.

*Analyzed credit documents, including mortgage applications, credit history, income and assets.

*Pre-underwrite loan file prior to submission to ensure all documents needed meets Buyer Ready loan program approval.

Credit Analyst

Nations Lending Corp. May 2014 – January 2015

*Assisted loan officer in collecting documents needed to complete application process.

*Analyzed documents and prepared loan file for underwriting review.

*Effectively communicated loan status to all parties involved.

Conventional Underwriter

Integrity Home Loan of Central Florida July 2009 – February 2014

*Reviewing and Decisioning Conventional mortgage loans submissions.

*Determining and documenting loan conditions and communicating the results.

*Ensure Government regulations were followed at origination.

Contract underwriter

Wells Fargo Home Mortgage / SunTrust Bank February 2009 – June 2009

*Underwrite conventional mortgage loans.

*Communicate loan decision to Branch personal.

Consumer Lending Officer

Banco Popular North America FL. September 2004 – December 2008

*Underwrite all consumer loan applications. Personal loans, Home equity loans and credit cards.

*Communicate loan decision to Customer and Bank Personal.

*Review all subordination request by other financial instructions and submit recommendation.

EDUCATION

National Puerto Rican Business Form – New York, NY – 1981

Chelsea Voc. H.S. New York, NY - 1979

Osceola County Chamber of Commerce Hispanic Business Council Board Member 1997 - 2002

Chairman for the Hispanic Business Council - 2001

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