RONALD COFFEY

Carson, CA *****

562-***-****

ad3zq3@r.postjobfree.com

PROFESSIONAL SUMMARY:

Over 30 years in the Mortgage business, as a Loan Processor, Underwriter, Loan Officer, Wholesale account executive, Sales manager (Wholesale & Retail), Branch Manager & Operations Manager

CERTIFICATIONS:

Licensed Mortgage Loan Originator Ca Doc# 322919 Licensed Bre

California Real Estate Sales License

CORE COMPETENCIES:

Closing

Commercia Lending

FHA

FNMA

Loans

Mortgage

Mortgage Loans

Middle Market

Commercia Loans

Mortgage Loan

Residential Mortgage

Home Loan

Lending

SUB-Prime

Financial Services

Foreclosure

Funding Loans

CRA

Finance

Closer

Account Executive

Retail

Sales Manager

QM

Exchange

Real Estate

Operations

Staffing

Retail Marketing

UST

Electronics Engineering

Electronics Engineering Technology

PROFESSIONAL EXPERIENCE:

SOURCE POINT MORTGAGE - PALM BAY, FL 07/2020 - PRESENT

SENIOR LOAN PROCESSOR REMOTE

Wholesale Loan processor responsible for processing & closing TPO's for New Rez Mortgage, also contracted out to SoFi/Stearns lending as a retail loan processor. Processing consumer direct loans. Familiar with Various LOS systems such as Caylix point, encompass, epic, loan IQ, empower, orijin, Xdoc, tableau, plus others

LEXINGTON HOME LOAN - IRVINE, CA 01/2019 - PRESENT

OPERATION/SALES MANAGER

Job responsibilities are to process, originate, and fund residential Mortgages for a National wholesale mortgage company. Building relationships with current & future homeowners. Processing FHA, VA, Non-QM, Commercial & Reverse Mortgages

ATHAS CAPITAL GROUP - CALABASAS, CA 10/2017 – 12/2018

SENIOR NATIONAL WHOLESALE ACCOUNT EXECUTIVE

Responsible for assisting Mortgage Brokers in funding 3rd party originations. Working in the Non-QM & Hard money & Commercial mortgage market. Funding an average of 10-15 originations per month

PEAK FINANCE CO - CALIFORNIA, UNITED STATES 01/2017 – 08/2017

SENIOR LOAN OFFICER

Responsible for originating residential & Commercial mortgages. Specializing in 1st time homebuyer programs such as, CalHFA, Sapphire, home ready and city & county down payment assistance programs. Also assist in 1031 exchange programs

LEND PLUS - LAKE FOREST, CA 05/2016 – 01/2017

SENIOR MORTGAGE BANKER

Responsible for originating Mortgage loans in a call center environment specializing in Commercial lending, refinancing, and assisting homebuyers with the purchase of residential properties, through lead campaigns, and also through my current book of business

LAND HOME FINANCIAL SERVICES - PASADENA, CA 05/2015 – 05/2016

BRANCH MANAGER

Responsible for originating mortgage loans for Residential, Construction, & Commercial loans. FHA, VA, FNMA & FHLMC. Also responsible for the supervision of loan officers, Office P & L, & running day to day branch operations

PENNYMAC LOAN SERVICES - PASADENA, CA 01/2013 – 03/2015

RETAIL ACCOUNT EXECUTIVE

Responsible for originating residential mortgage loans through several different methods, such as incoming calls from ads & solicitations, building a book of business of local real estate professionals, and also calling on current portfolio to re write certain mortgages

BANK OF AMERICA - SIMI VALLEY, CA 03/2012 – 12/2012

MORTGAGE SERVICE SPECIALIST

Contractor with ADECCO Staffing. Responsible for processing, and checking for completeness of HAMP & Non-HAMP loan modifications. Determining whether to proceed with foreclosure, & treatment of delinquent mortgages

FINANCIAL SERVICES NETWORK - LAWNDALE, CA 03/2007 – 07/2012

FORECLOSURE SPECIALIST/LOAN OFFICER/SALES MANAGER

Responsible for building relationships with local real estate professionals, accountants, brokers, & Lawyers to originate home loans, process proper paperwork for attorneys to negotiate loan mods, short sales, special forbearances, HAMP & Non-HAMP. Also responsible for originating, & processing Commercia (retail, & residential)! & Hard Money loans

PACIFIC AMERICA MORTGAGE - CERRITOS, CA 01/2003 – 04/2007

WHOLESALE SALES MANAGER

To supervise a team of wholesale acct Execs, as well as produce myself, originating 3rd party, Sub -prime Alt A mortgages from Mortgage brokers. Increasing companies’ productivity over 42% on a monthly average, until the market crashed

CHADWICK MORTGAGE, INC - HUNTINGTON BEACH, CA 05/2000 – 01/2003

WHOLESALE ACCOUNT EXECUTIVE

Where I built relationships with mortgage brokers across the U.S Number one A.E. in company within first three months of employment and remained there my whole length of employment

DI TECH.COM - UNITED STATES 03/1998 – 05/2000

RETAIL LOAN AGENT & CLOSING AGENT

One of the top mortgage corporations in the country. At that time. Originating & funding loans in all 50 states. Personally responsible for more than $30,0 00,0 00.00 in fundings, per month, as an Agent & Closer

COAST FEDERAL BANK - SANTA MONICA, CA 02/1992 – 03/1998

RETAIL LOAN OFFICER, CRA SPECIALIST

Funding an average of $3.5 million per month. As well as $1.7 million per month with earmarked funds for Community re investment projects in the inner-cities

EDUCATION:

ITT TECHNICAL INSTITUTE - BUENA PARK, CA

Electronic Engineering Technology (1984 - 1986)

Associates Degree. Electronics Engineering Technology (1984 – 1986)

Electronics engineering technology

Real Estate Trainers

Training Pro

BLAIR HIGH SCHOOL - PASADENA, CA (1980 – 1983)

HONORS & AWARDS:

Licensed Mortgage Loan Originator CA DOC# 322919 Licensed BRE

Developed other departments within a company to increase profits

Coached High School & Youth Sports

LANGUAGES:

English Fluent

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