Account Executive Sales Manager
Resume:
RONALD COFFEY
Carson, CA *****
***.**********@*****.***
PROFESSIONAL SUMMARY:
Over 30 years in the Mortgage business, as a Loan Processor, Underwriter, Loan Officer, Wholesale account executive, Sales manager (Wholesale & Retail), Branch Manager & Operations Manager
CERTIFICATIONS:
Licensed Mortgage Loan Originator Ca Doc# 322919 Licensed Bre
California Real Estate Sales License
CORE COMPETENCIES:
Closing
Commercia Lending
FHA
FNMA
Loans
Mortgage
Mortgage Loans
Middle Market
Commercia Loans
Mortgage Loan
Residential Mortgage
Home Loan
Lending
SUB-Prime
Financial Services
Foreclosure
Funding Loans
CRA
Finance
Closer
Account Executive
Retail
Sales Manager
QM
Exchange
Real Estate
Operations
Staffing
Retail Marketing
UST
Electronics Engineering
Electronics Engineering Technology
PROFESSIONAL EXPERIENCE:
SOURCE POINT MORTGAGE - PALM BAY, FL 07/2020 - PRESENT
SENIOR LOAN PROCESSOR REMOTE
Wholesale Loan processor responsible for processing & closing TPO's for New Rez Mortgage, also contracted out to SoFi/Stearns lending as a retail loan processor. Processing consumer direct loans. Familiar with Various LOS systems such as Caylix point, encompass, epic, loan IQ, empower, orijin, Xdoc, tableau, plus others
LEXINGTON HOME LOAN - IRVINE, CA 01/2019 - PRESENT
OPERATION/SALES MANAGER
Job responsibilities are to process, originate, and fund residential Mortgages for a National wholesale mortgage company. Building relationships with current & future homeowners. Processing FHA, VA, Non-QM, Commercial & Reverse Mortgages
ATHAS CAPITAL GROUP - CALABASAS, CA 10/2017 – 12/2018
SENIOR NATIONAL WHOLESALE ACCOUNT EXECUTIVE
Responsible for assisting Mortgage Brokers in funding 3rd party originations. Working in the Non-QM & Hard money & Commercial mortgage market. Funding an average of 10-15 originations per month
PEAK FINANCE CO - CALIFORNIA, UNITED STATES 01/2017 – 08/2017
SENIOR LOAN OFFICER
Responsible for originating residential & Commercial mortgages. Specializing in 1st time homebuyer programs such as, CalHFA, Sapphire, home ready and city & county down payment assistance programs. Also assist in 1031 exchange programs
LEND PLUS - LAKE FOREST, CA 05/2016 – 01/2017
SENIOR MORTGAGE BANKER
Responsible for originating Mortgage loans in a call center environment specializing in Commercial lending, refinancing, and assisting homebuyers with the purchase of residential properties, through lead campaigns, and also through my current book of business
LAND HOME FINANCIAL SERVICES - PASADENA, CA 05/2015 – 05/2016
BRANCH MANAGER
Responsible for originating mortgage loans for Residential, Construction, & Commercial loans. FHA, VA, FNMA & FHLMC. Also responsible for the supervision of loan officers, Office P & L, & running day to day branch operations
PENNYMAC LOAN SERVICES - PASADENA, CA 01/2013 – 03/2015
RETAIL ACCOUNT EXECUTIVE
Responsible for originating residential mortgage loans through several different methods, such as incoming calls from ads & solicitations, building a book of business of local real estate professionals, and also calling on current portfolio to re write certain mortgages
BANK OF AMERICA - SIMI VALLEY, CA 03/2012 – 12/2012
MORTGAGE SERVICE SPECIALIST
Contractor with ADECCO Staffing. Responsible for processing, and checking for completeness of HAMP & Non-HAMP loan modifications. Determining whether to proceed with foreclosure, & treatment of delinquent mortgages
FINANCIAL SERVICES NETWORK - LAWNDALE, CA 03/2007 – 07/2012
FORECLOSURE SPECIALIST/LOAN OFFICER/SALES MANAGER
Responsible for building relationships with local real estate professionals, accountants, brokers, & Lawyers to originate home loans, process proper paperwork for attorneys to negotiate loan mods, short sales, special forbearances, HAMP & Non-HAMP. Also responsible for originating, & processing Commercia (retail, & residential)! & Hard Money loans
PACIFIC AMERICA MORTGAGE - CERRITOS, CA 01/2003 – 04/2007
WHOLESALE SALES MANAGER
To supervise a team of wholesale acct Execs, as well as produce myself, originating 3rd party, Sub -prime Alt A mortgages from Mortgage brokers. Increasing companies’ productivity over 42% on a monthly average, until the market crashed
CHADWICK MORTGAGE, INC - HUNTINGTON BEACH, CA 05/2000 – 01/2003
WHOLESALE ACCOUNT EXECUTIVE
Where I built relationships with mortgage brokers across the U.S Number one A.E. in company within first three months of employment and remained there my whole length of employment
DI TECH.COM - UNITED STATES 03/1998 – 05/2000
RETAIL LOAN AGENT & CLOSING AGENT
One of the top mortgage corporations in the country. At that time. Originating & funding loans in all 50 states. Personally responsible for more than $30,0 00,0 00.00 in fundings, per month, as an Agent & Closer
COAST FEDERAL BANK - SANTA MONICA, CA 02/1992 – 03/1998
RETAIL LOAN OFFICER, CRA SPECIALIST
Funding an average of $3.5 million per month. As well as $1.7 million per month with earmarked funds for Community re investment projects in the inner-cities
EDUCATION:
ITT TECHNICAL INSTITUTE - BUENA PARK, CA
Electronic Engineering Technology (1984 - 1986)
Associates Degree. Electronics Engineering Technology (1984 – 1986)
Electronics engineering technology
Real Estate Trainers
Training Pro
BLAIR HIGH SCHOOL - PASADENA, CA (1980 – 1983)
HONORS & AWARDS:
Licensed Mortgage Loan Originator CA DOC# 322919 Licensed BRE
Developed other departments within a company to increase profits
Coached High School & Youth Sports
LANGUAGES:
English Fluent
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