Kristi Higgins

*** ***** *****

Manchester, MO **011

636-***-****

ad3wuo@r.postjobfree.com

OBJECTIVE

A challenging financial position where analytical training and skills will be utilized to contribute to the profitability of the organization.

PROFESSIONAL PROFILE

Professional accountant and financial analyst with broad-based experience in general accounting, account reconciliations, audits, business analysis, budgeting, forecasting, and project management. Strengths include analysis of variances, raw material and finished goods pricing, pricing and forecasting, and market analysis. Strong audit skills and experience.

PROFESSIONAL EXPERIENCE

Bemes, Inc. Fenton, MO 2010 to present

Accounting Manager/HR Manager

Handled daily, monthly, and annual accounting for the entire company, including month end and year end entries and reconciliations.

Managed General Ledger, reviewed all monthly expense reports, and handled all banking.

Provided monthly, quarterly, and annual financial statements to upper management.

Worked directly with the upper management team to increase profitability for the company.

Implemented new policies and procedures, including working towards a paperless society.

Handled all aspects of payroll.

Took over all HR duties, including negotiating insurance and life benefits as well as orientation of new employees

AT&T St. Louis,MO 2008 to 2010

Accounting Manager

Handled daily, monthly, and annual accounting for specific business unit, including month end and year end entries

Handled reconciliations and analysis of General Ledger accounts

Handled monthly, quarterly, and annual variances for upper management. This included month to date actuals vs forecast, year to date actuals vs forecast, and year over year analyses

Prepared and managed detailed revenue reports for distribution directly to upper management

Global Products Inc St. Peters, MO 2008 to 2008

Accountant

Reconciled and analyzed General Ledger accounts

Ensured that commissions were paid to salespeople on a timely basis

Worked directly with Purchasing department to help increase profitability for the company

Worked on special projects for the owner of the company

Implemented a paperless society, which saved the company both time and money

Handled all Accounts Payable, including reconciling all accounts

Midwest BankCentre St. Louis, MO 2005 to 2006

Staff Auditor II

Planned and executed audits throughout the bank

Performed audits as assigned

Formulated conclusions and prepared recommendations based on the results of the audits

Presented recommendations to management and determined methods of implementation

Presented results of the audits to executive management

Performed follow-up of recommendations

CitiMortgage O’Fallon, MO 2004 to 2005

Pricing and Profitability Analyst

Worked with directors of different divisions to determine the best pricing for customers. Analyzed competitor’s pricing rate data and prepared product pricing recommendations.

Supported multiple retail channels in the implementation of pricing and profitability strategy.

Maintained pricing models for all product offerings, taking into account unique channel requirements.

Analyzed Profit and Loss statement on a monthly basis to explain variances.

Audited mortgage loans on a daily basis to ensure that all steps were being taken properly.

Premcor, Inc. Clayton, MO 1999 to 2004

Senior Accountant

Generated daily orders in the futures market based on market activity and what type of activity was being generated by our production facilities. Maximized pricing value to contribute to bottom line performance of the company.

Forecasted and budgeted both long-term and short-term on a daily basis protecting company’s position in volatile markets.

Initiated and maintained Intranet site where all of our daily reports were posted for use by the futures traders and upper management. Substantially decreased the amount of paper used by the company on a daily basis. Improved communication of critical data through universal access to reports.

Generated daily reports viewed by upper management detailing all risk activity and balances.

Reconciled accounts with three brokerage houses on a daily basis.

Handled month-end and year-end accounting close for two production facilities, including preparing financial statements.

Gross & Janes Co. Fenton, MO 1997 to 1999

Accountant

Handled all daily and monthly cash activity, including receipts and disbursements

Handled all month-end general ledger activities

Computerized ledgers and reports to reduce processing time.

State of Missouri St. Louis, MO 1994 to 1997

Staff Auditor II

Conducted audits on municipalities, police departments, school districts, petitioned audits, and fraud audits

Prepared and reviewed official audit reports and supervised other staff auditors

Worked independently, as most of the staff was located in Jefferson City, and I was in St. Louis

EDUCATION

Maryville University, St. Louis

B.S. in Accounting

B.S. in Management

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