KISHKA DOVE **** S JOPLIN CT, NA,

ENGLEWOOD, CO *0112

PROFESSIONAL SUMMARY

10+ Years of mortgage experience within processing, servicing, and modification Working knowledge of FHA, FHLMC, HUD and FNMA servicing guidelines/regulations, individual state foreclosure guidelines for FC, BK, and Eviction. Strong knowledge of residential mortgage loan documents and document functions Excellent oral and written communication skills. Personable and outgoing, works well as a member of a team, and is a self-starter who can work with minimum supervision. Highly motivated multi-tasker who can prioritize to ensure all projects are completed accurately and on time.

SKILLS

Loan Processing Conventional, Jumbo Loans, Refinance FHA, VA, USDA Purchases (Residential & Commercial) Pre-Underwriting Encompass, MS Office Suite, Calyx Client Relations Problem Solving Skills

Volunteer Coordination Resource Management

EXPERIENCE

Senior Loan Processor, (Contract), Oct 2020 Current, New Jersey Conventional, Refi, FHA, VA, Purchases, HELOCS, HE Loans Manage pipeline of 30+ loans combination of Refi and Purchases. Responsible for overflow from multiple branches.

Calculate income and verify asset information.

Communicate with Borrowers, Realtors, Attorneys for applicable documentation. Sent CD‘s and LE's once needed.

Schedule closings and prepare for title companies. Responsible for making sure escrows, HOI, and fees match up and itemized correctly. Worked with Brokers & Account Executives on Hard money lending, Business Purpose Loans, on Purchases and Refinances on the Wholesale side

Senior Loan Processor, NewRez, Jan 2018 Aug 2020, Highland, CO Processed Conventional, Refi, Jumbo, FHA, VA, USDA Loans. Establish relationships with key partners.

Assist contractors during the application process: Obtain and upload require documents, as needed.

Conduct verification calls and ensure all contact notes are recorded in brief meaningful detail.

Review applications for possible additional funding opportunities and. Follow up. Track and report assigned funding request status for weekly meetings. Review weekly additional funding status sheet for accuracy. Notify adjusters of inaccuracies or omissions on additional funding requests. Assist other team members and departments as needed. Reviewing insurance applications for compliance and adherence. Assessing clients' background information and financial status. Encompass Operating system and complete loan tasks. Loan Processor Team Lead, Urban Lending Solutions, Jan 2011 Jan 2015 Processed Conventional, Refi, Jumbo, FHA, VA, USDA Loans. Assessed risks associated with various loan scenarios and examined overall loan documentation to ensure accuracy and completeness.

Provided meticulous attention to detail, while reviewing documents for accuracy and existence. Responsible for collecting all finance documentation for loan officers. Prepare and process mortgage loan from application through final approval. Review all conditions once back from Underwriting along with Review Loan Processor reports daily, Project to Close, Timeline Exception.

Calculate income for W-2, Pension, SSI and complete self-employed tax return analysis. Review file for correct stacking order, AU findings for initial determination and appropriate documentation and re-review information in file, make the proper changes in the system and re-run for the correct AU determination. Team Lead for documentation preparation and setup process. EDUCATION

Associates in Paramedicine,

Paramedic

CCA Aurora, Colorado

Associates in Business,

International Business

Metro State College Denver,

Colorado

High School Diploma, Basic

studies

Aurora Central High Aurora,

Colorado

May 2012

May 2002

May 1996

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