CBO ***

Prepared For:

Name: Stewart Scott

Face Amount: $32,479.00

Issue Age: 59

Gender: Male

Issue State: Florida

Nicotine Use: Standard Non-Nicotine

Additional Insured Term Insurance:

None

Prepared By:

Christopher John Sheldon Jr 2650 MCCORMICK DR STE

200

CLEARWATER, FL 33759

ad33f4@r.postjobfree.com

1-727-***-****

Prepared On: 1/16/2024

Optional Rider(s) Included:

Universal Life Insurance with Cash Back Option Quote: The Cash Back Option Universal Life products from Americo Financial Life and Annuity Insurance Company

(Americo) are designed to protect your family from the financial hardship that can come with premature death. The death benefit and the premium will remain level for the entire 20 Year Cash Back Option Period. In the event of your death, the income tax free death benefit will be paid directly to your beneficiary(s). The Cash Back Option guarantees that the Cash Surrender Value will be equal to at least 50% of the base premium paid at the end of the Cash Back Option period. The Cash Back Option surrender value is paid when the policy is surrendered within 60 days of the policy anniversary date. The Cash Back Option benefit is provided by the Enhanced Surrender Value Benefit Rider (Series 2205) and requires the Enhanced Surrender Value Benefit Premium be paid as scheduled, and no loans or withdrawals be made. Living Benefit Riders are included with your policy at no additional cost. These riders give you access to an early

(accelerated) payout of the policy death benefits if you are diagnosed with a qualifying Critical, Chronic, or Terminal Illness. The requested benefit acceleration amounts will be reduced by an administrative charge and an actuarial discount, based on the insured’s life expectancy at the time of the request. Calculated benefits may result in no payment. See your policy contract for qualifying event and death benefit acceleration details.

• Critical Illness Accelerated Death Benefit Riderr (Series 2195).

• Chronic Illness Accelerated Death Benefit Rider (Series 2196).

• Terminal Illness Accelerated Death Benefit Rider (Series 2197). Premium Payment Mode: Monthly Bank Draft

Base Coverage:

Total Premium:

$150.00

$150.00

Americo Financial Life and Annuity This Insurance is not an insurance Company contract. • This PO is Box a benefit 410288, quote Kansas City, MO 64141-0288 CBO 100

Values and Benefits

CBO 100 - 20 Year

End of

Year Age

Annualized

Policy

Premium

Cumulative

Premiums

CBO Percent

of Eligible

Premium

CBO

Surrender

Value

Guaranteed

Surrender

Value

DeathBenefit

1 60 1,800.00 1,800.00 0% 0.00 0.00 32,479.00

2 61 1,800.00 3,600.00 0% 0.00 366.56 32,479.00

3 62 1,800.00 5,400.00 0% 0.00 904.79 32,479.00

4 63 1,800.00 7,200.00 0% 0.00 1,460.28 32,479.00

5 64 1,800.00 9,000.00 0% 0.00 2,034.41 32,479.00

6 65 1,800.00 10,800.00 0% 0.00 2,661.04 32,479.00 7 66 1,800.00 12,600.00 0% 0.00 3,309.34 32,479.00 8 67 1,800.00 14,400.00 0% 0.00 3,981.05 32,479.00 9 68 1,800.00 16,200.00 0% 0.00 4,681.53 32,479.00 10 69 1,800.00 18,000.00 0% 0.00 5,406.99 32,479.00 11 70 1,800.00 19,800.00 0% 0.00 6,163.77 32,479.00 12 71 1,800.00 21,600.00 0% 0.00 6,955.99 32,479.00 13 72 1,800.00 23,400.00 0% 0.00 7,792.00 32,479.00 14 73 1,800.00 25,200.00 0% 0.00 8,671.79 32,479.00 15 74 1,800.00 27,000.00 0% 0.00 9,606.06 32,479.00 16 75 1,800.00 28,800.00 0% 0.00 10,902.86 32,479.00 17 76 1,800.00 30,600.00 0% 0.00 11,942.77 32,479.00 18 77 1,800.00 32,400.00 25% 8,100.00 13,038.16 32,479.00 19 78 1,800.00 34,200.00 50% 17,100.00 17,100.00 32,479.00 20 79 1,800.00 36,000.00 100% 36,000.00 36,000.00 32,479.00 The Cash Back Option provided by the Enhanced Surrender Value Benefit Rider will be in effect as long as all Enhanced Surrender Value Premiums are paid as scheduled, and no loans or withdrawals are made. Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, is authorized to do business in the District of Columbia and all states except NY. CBO100

(Policy Series AFL325) and all riders are underwritten by Americo and may vary in accordance with state laws. Certain restrictions and variations apply. Consult policy and riders for all limitations and exclusions. Americo Financial Life and Annuity This Insurance is not an insurance Company contract. • This PO is Box a benefit 410288, quote Kansas City, MO 64141-0288

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