Warren Jay L. Navarro

Brgy Pemblo, Makati City, NCR, Philippines

Phone: 095******** E-Mail: ad2yg6@r.postjobfree.com Objective

To obtain a position in an organization that offers a stimulating work environment for the best utilization of my current skills and working experiences. Highly motivated to adapt to new ideas and expanding my professional abilities as a finance and management expert to help the organization achieve overall success.

Education

Mariano Marcos State University, College of Business Economics and Accountancy Bachelor of Science in Business Administration (BSBA), Major in Management, April 2010 Experience

Head, Auto Loans Pre-Booking (Senior Manager)

East West Banking Corporation, November 2022 - present Job Summary

Manages and leads the overall productivity and efficiency of the Pre-Booking Department with groups of loan processors, encoders, reviewers and officers totaling to 90 manpower. Acts as the final authorizer of all accounts endorsed for booking and ensures adherence to policies and procedures by correct implementation of delegated authorities.

Duties and Responsibilities

Ø Direct and supervise the day-to-day operations of the department. Review and check output of Loan Officers/Processors by ensuring that all transactions are valid and comply with guidelines and control procedures to avoid losses and fraudulent transactions. Ø Access the system/LOS to assess and evaluate credit folders screened by Loan Processors/Officers. Validates the completeness, consistency, accuracy and validity of the loan documents. Checks if KYC documents are in place and in order and validates signatures in the loan documents. Consults with Policy, Legal and Compliance for acceptability of documents as needed and provides final approval/decision for Loan Booking and Disbursement team to book the loan account and release proceeds and incentives.

Ø Supervises the department in a smooth fashion regardless of the change in the organization related to changes in the management, bank policies and guidelines and company goals and direction. Warren Jay L. Navarro

Curriculum Vitae - Page 2

Experience (continued from previous page)

Ø Approves Purchase Order (PO) and provide instruction to release unit (Authority to Deliver/ATD) for 2-party transactions while ensuring that all instructions and information encoded in the system is correct versus the submitted documents.

Ø Coach and mentor Loan processors and officers, manage manpower complement and capacity and acts as a resource person for queries raised by other units of the bank: Fraud, Sales, Bank Operations, Credit Policy, Compliance, Marketing, Finance, IT, RBG, ROPA, etc. Head, Consumer Loans Department (Manager)

Security Bank Corporation, December 2018 - May 2022 Job Summary

Supervises and mentors the whole operations of Security Bank’s Consumer Loans Department with groups of loans operations specialist and officers totaling to 95 manpower in the conduct of their functions. Manages and oversees the assigned department’s working flow process to ensure adherence within the agreed turnaround time, compliance to regulatory requirements & internal procedures and deliver excellent quality of output for the service recipients. Monitors all regulatory, audit items, reportorial and periodic requirements of the department. Duties and Responsibilities

Ø Direct and supervise the day-to-day operations of the department. Review and check output of Loan Officers/Specialists by ensuring that all transactions are valid and comply with guidelines and control procedures to avoid losses and fraudulent transactions. Ø Assists the Division Head through active involvement in the initiatives of the Group/Division to achieve the overall goal & objectives of the group. Ø Supervises the Department in a smooth fashion regardless of the change in the organization related to changes in the management, bank policies and guidelines and company goals and direction. Ø Coordinates with Sales Officers and Business Heads on the progress of their loan transactions for them to provide timely update to the customers.

Ø Leads in initiating improvements in the process flow and upgrades in system applications. Performs testing of newly developed enhancement projects on loans systems to accommodate changeability of process to meet quality and quantity standards required by the service recipients. Ø Monitoring of all reportorial and periodic requirement of internal management units and external clients.

Warren Jay L. Navarro

Curriculum Vitae - Page 3

Experience (continued from previous page)

Head, Consumer Loans Unit (Junior Assistant Manager to Senior Assistant Manager) Security Bank Corporation, July 2014 - November 2018 Job Summary

Supervises and mentors the unit with groups of loans operations specialist & officers in the conduct of their functions. Manages and oversees the assigned unit’s working flow process to ensure adherence within the agreed turnaround time and deliver excellent quality of output for the service recipients. Monitors all regulatory, reportorial and periodic requirements of the department. Duties and Responsibilities

Ø Direct and supervise day-to-day operations of the unit including the daily review of all the transactions processed in the system by loans operations specialists and officers such as posting of loans payments, ensures accuracy of the balances issued in the statement of accounts, loan certifications, payment history and annual re-pricing of home and small business loans. Ø Daily monitoring of SL vs GL to maintain the correctness of book balances. Ø Leads in initiating improvements in the process flow and upgrades in system applications. Ø Performs testing of newly developed enhancement projects on loans systems to accommodate changeability of process to meet quality and quantity standards required by the service recipients. Ø Monitoring of all reportorial and periodic requirement of internal management units and external clients.

Loans Operations Specialist (Staff, Rank 4 to 6)

Security Bank Corporation, September 2010 - June 2014 Duties and Responsibilities:

Ø Handles loan booking & review, releasing and post booking transactions of bank’s commercial & Ø consumer Prepares financial product reports such as to auto, commercial salary, personal, & consumer real estate loans on and time small in business compliance loans. to regulatory Ø bodies Attends and and management resolves in a policies. quick and efficient manner customer queries and complaints regarding Ø their Complies loans. with the BSP and other regulatory bodies policies and internal policies for the processing of transactions

Warren Jay L. Navarro

Curriculum Vitae - Page 4

Experience Ø Participates (continued in from the development previous page) and implementation of process simplification through system Ø enhancement. Performs administrative and other related tasks as needed.