CARMENCITA KARLA R. SUCALDITO

ad2w6c@r.postjobfree.com 862-***-**** 19 Bustleton St., Millville, NJ 08332 Summary

While I retired early from my job as a banker in the Philippines to migrate permanently to the USA, I believe I can be productive in a new field. I believe that leaving the corporate world and exploring the retail industry is an exciting and challenging adventure for me in this country that would give me the opportunity to learn new skills, meet individuals from different walks of life and make new friends and acquaintances. I always strive to give my commitment, my time, my ideas in the previous jobs I had and am inspired to continue doing so in the next jobs I would have. I believe that I will be an asset to your organization.

Skills

Highly organized individual Quality control

Good team player Keen on time management

Results-oriented

Work Experience

GPNS Enterprises - Part-time Cashier (September 2023 to present)

Handles cashiering job for lottery and convenience store

U- Haul rentals

Overall upkeep of store

Philippine National Bank - Credit Officer (January 2012 to January 2023)

Handled credit ratings of loan borrowers

Conducted regular review of credit worthiness of accounts

Prepares reports for management

BF CITILAND Corporation - Finance Officer/Budget Officer (January 2009 to December 2011)

In charge of fund sourcing for company’s real estate projects

Prepared budget reports, forecasts and disbursements Sterling Bank of Asia, Inc. – Account Officer (November 2007 to December 2008)

Marketed real estate, developmental and housing loan borrowers and prepared credit proposals for presentation to loan committees

Ensured prompt loan repayment

Worked out problematic accounts

Manila Bank - Account Officer (January 2000 to October 2007)

Marketed loan borrowers and prepared credit proposals for small and medium businesses and consumer loans

Ensured prompt loan repayment

Land Bank of the Philippines - Credit Officer ( September 1987 to December 1999)

Reviewed credit proposals from branches prior to approval and prepared credit review summaries

Presented accounts to loan committees

Education

University of the Philippines, Diliman, Quezon City, Philippines BA Economics, 1986, Dean’s Lister

References

Divinia De Jong - 310-***-****

Marilou Ramos – 267-***-****

Delia Virtucio - 856-***-****

Contact this candidate