Loan Processing Corporate Financial
Resume:
● Processing MSME Loan cases all of Branch
● Checking and processing borrowers Reports of Clients.
● Scrutinizing Customer Profile and Financials for Loan Processing.
● Obtain and compile copies of loan and applicants’ credit histories, corporate financial statements and other financial information.
● Manage Property Cases & Mortgage Process of Property Profile and Financials for Loan Processing.
RIZWAN ALI
Address: Zahoor Kiryana Store Main Road Nazar Muhalla Larkana Sindh. Contact No: 034*-******* Em ail: ****************@*****.*** CAREER OBJECTIVE:
Keep Patience and integrity Looking for organization to utilize my experience and ideas in the relevant proficiency. I enjoy work with a team in professional environment.
Where in exchange my devoted and dedicate efforts organization offers career growth and job security.
SUMMARY:
● Over 8 years of experience in the Sales department.
● Demonstrated ability to work in multicultural environments
● Ability to achieve allocated assets targets assigned by organization
● Ability to resolve the quires of clients promptly face to face /telephonic
● Ability to maintain R/O wise productivity bunch mark
● Extensive knowledge to monitor team and compliance
● Capability to manage diverse tasks & roles within the framework of organization.
● Sound Interpersonal and Communications skills.
● Extensive knowledge of various products of banking Enterprise, Agriculture, vehicle, Gold Loan and SME products on EMI basis or Bullet).
● Patience of tolerance to stay with organization in difficult tasks. UNITED BANK LTD
Relationship Manger (SME) District office Larkana APRIL 2023 To Date;
● Ability to support branches to enhance business within mean time
● Checking and processing borrowers Reports of Clients.
● Scrutinizing Customer Profile and Financials for Loan Processing.
● Obtain and compile copies of loan and applicants’ credit histories, corporate financial statements and other financial information.
● Manage Property Cases & Mortgage Process of Property Profile and Financials for Loan Processing.
● Ability to associate with all branches situated within territories of district Larkana to achieve targets.
HBL MICROFINANCE BANK LTD (Formerly the First Micro Finance Bank Ltd) Relationship Manager ASSET (MSME) (Larkana Branch) APRIL 2022 to ARIL 2023
● Manage and Build a Team Work Management of Branch
● Ability to maintain RO record for daily activity report to BM/AM within time.
● Checking and processing borrowers Reports of Clients.
● Processing MSME Loan cases all of Branch
● Checking and processing borrowers Reports of Clients.
● Scrutinizing Customer Profile and Financials for Loan Processing.
● Obtain and compile copies of loan and applicants’ credit histories, corporate financial statements and other financial information.
● Manage Property Cases & Mortgage Process of Property Profile and Financials for Loan Processing.
● Scrutinizing Customer Profile and Financials for Loan Processing.
● Support to Team meet business target manage with teamwork.
● Manage Property Cases & Mortgage Process of Property Profile and Financials for Loan Processing.
● Ensure RO performance monitoring and evaluation and task to assigned by line manager. HBL MICROFINANCE BANK LTD (Formerly The First Micro Finance Bank Ltd) Loan Officer MSME (Larkana Branch) AUG 2019 TO April 2022
Gain insight on competitor’s product/services offering for clients and provide to feedback their line mangers.
Achieve assigned business targets of products and services on regular basis and identify business opportunities for products and services.
Responsible to complete all related loans/ collateral documents and due verifications to know your customers.
Develop and analyze socio-economic and financial statements (cash flow, Income statement and balance sheet etc.) of the customer in order to assess the Financial soundness of the business and his repayment capacity. FINCA MICROFINANCE BANK LTD
Credit Officer October 2018 to July 2019
● Support Branch to meet business target while ensuring that credit risk is maintained at prudent level as per policy and Guidelines.
● Attend BCC for credit decision and impart independent judgement on loan applications for approval/rejection based on analysis and verification as per guidelines.
● Consolidate major reasons of rejections at branch and submit to area credit manager.
● Interpret documentation to make appropriate decisions.
● Recommend loan approvals or denials as well as limits.
● Evaluated applicants’ financial status credit and property evaluation to determine loan feasibility.
The First Micro Finance Bank Ltd
LOAN OFFICER February 2016 to October
2018
● Assist to sell Multi products i.e. Enterprise, Agriculture, Gold and Micro Pensioner Loans, for Organization through door to door marketing,
● Manage selling of various products in a professional manner through direct sales.
● Maintain knowledge on all products and present all information appropriately.
● Monitor all customer queries and ensure timely response to all issues according to eligibility criteria.
● Keep an eye of knowledge on all competitor products and services and analyze all Advantages and disadvantages for various products.
● Administer all underwriting processes and maintain records. COMPUTER PROFICIENCY:
● MS office & Excel,
● Internet browsing & email
● Processing MSME Loan cases all of Branch
● Checking and processing borrowers Reports of Clients.
● Scrutinizing Customer Profile and Financials for Loan Processing.
● Obtain and compile copies of loan and applicants’ credit histories, corporate financial statements and other financial information.
● Manage Property Cases & Mortgage Process of Property Profile and Financials for Loan Processing.
EDUCATION:
B.Sc SALU Khairpur 2013 2nd Division
PERSONAL DETAILS
Father’s Name: Allah Warayo
Marital Status: Married
CNIC: 43203-7957318-3
Date of Birth: 01/01/1993
Language skill: Sindhi, Urdu, & English, speaks fluently Reference: will be furnished on request
Contact this candidate