West Palm Service Center
Resume:
Page *
First Advantage
P. O. Box *****
Indianapolis, IN 46209-1002
MARCUS SHERROD
WEST PALM BCH, FL 33407
Dear MARCUS SHERROD :
Pursuant to your request, attached is a copy of your Consumer Report that was requested by: WALMART INC.
702 SW 8TH ST
BENTONVILLE,AR,72716-6209
The results of this report are confidential and will not be distributed to any organization other than the one that originally requested it.
The report is not an indication of an acceptance or a rejection of your employment or service. If you have any questions or concerns regarding the Consumer Report or if you do not agree with the accuracy or completeness of the information, you have the right to dispute such information with First Advantage Background Services Corp by contacting: First Advantage, Consumer Disclosure Center
PO Box 105292
Atlanta, GA 30348
Page 2 of 17
Sincerely,
First Advantage
Enclosures: Copy of Consumer Report
Summary of Your Rights under the Fair Credit Reporting Act Page 3 of 17
Background Report
Confidential
MARCUS ANTHONY SHERROD
XXX-XX-XXXX
CID - 253034450
WALMART INC.
702 SW 8TH ST
BENTONVILLE, AR 72716-6209
If you are a First Advantage Consumer Please contact the First Advantage Consumer Center at: 1-800-***-**** Toll Free (within the U.S.)
+1-971-***-**** Toll Number (outside the U.S.)
Or visit http://fadv.com/our-company/contact-support.aspx for local contact details
First Advantage Customers Please contact the CHICAGO EMPLOYMENT SERVICE CENTER at:
800-***-**** (outside North America +1-971-***-****) Caution to Customer: Under the terms of the service agreement, this report is delivered with the understanding that the recipient client will hold the same in strict confidence and not disclose it to third parties and furthermore is to be used only for the purpose indicated in the Client's agreement for service, i.e. employment/volunteer/or resident/tenant screening purposes. This report and information provided therein is strictly confidential as it contains personal and sensitive information of the consumer/applicant/candidate/employee and must be utilized solely for the business purposes consistent with the declared purpose in the service agreement and is not to be used by the client or third parties for any other purposes. Client agrees to abide and comply with all applicable laws in connection with this report including data privacy, data protection laws and other similar applicable regulations. First Advantage is not the source of the data provided in this report in that the data is collected by First Advantage from third party data sources such as public records held in governmental databases or courthouses, schools, colleges, universities, company officials, or third party proprietary databases etc. Accordingly First Advantage does not warrant the accuracy of the information provided by those third parties and expressly disclaims any and all liability for any and all claimed losses, damages, expenses including attorney fees and costs incurred as a result of reliance upon the content of this report.
For US-based Clients or Clients obtaining reports on US residents: Client certifies that it has complied with the Fair Credit Reporting Act (FCRA) and that it has provided a clear disclosure in compliance with the FCRA to the consumer/applicant/candidate/employee and obtained consent and authorization from the consumer/applicant/candidate employee in order to receive this report. If the client intends to take adverse action based in whole or in part on the contents of this report, the client must provide the consumer with a copy of the report, a summary of consumers rights as prescribed by FCRA section 1681g(c)(3) and a copy of any applicable state law rights, if required before taking any action, wait a reasonable period of time for the consumer to dispute any inaccurate information and then can take adverse action. First Advantage has provided your company with copies of the CFPB Summary of Rights for this purpose.
Page 4 of 17
For California based Clients or Clients obtaining reports on California residents: In California an investigative consumer reporting agency shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures.
Page 5 of 17
General Consumer Information
Consumer's Name MARCUS ANTHONY
SHERROD
Candidate job code 7400
Client Name WALMART INC. Candidate division ID 1
The following consumer information was used in the production of this report: Last Name, First Name, Middle Name, SSN, Date of Birth, Address SSN XXX-XX-XXXX Address 5295 HELENE PLACE
WEST PALM BCH, FL
33407
Date of Birth XX/XXX/XXXX
Other Names
Not Provided
Information Regarding this Order:
Position Applied For Date Ordered 01/Apr/2023 10:58:15 AM Background Check
Completion Date
02/Apr/2023 12:30:31 PM Report Last Updated
on
02/Apr/2023 12:30:31 PM
Date Report Printed 02/Apr/2023 12:37:34 PM
Self-Disclosed Criminal History
Have you ever been convicted of a crime (other than a minor traffic violation)? Charge POSSESSION OF MARIJUANA County PALM
BEACH
Charge Type MISDEMEANOR City/Municipality WEST
PALM
BCH
Charge Date 2008-01-01 State FL
Offense Date None Provided Arrest Date None
Provided
Disposition Date None Provided
Category CONVICTION
FederalLevelConviction NO
Disposition
None Provided
Additional Charge Description
POSSESSION OF MARIJUANA
Are there any charges pending against you in any court or are you currently participating in a deferred adjudication or first offender program? No
Page 6 of 17
Are you currently registered in any state on the Sex Offender Registry? No
Candidate Information
Label Value
Candidate department id 600
Candidate facility number 2396
Candidate state code FL
Candidate country code US
Candidate ID 1366797
Walmart System ID 136****-*******
Temporary SSN
All timestamps represent US Eastern Time
Note that different elements were searched and completed at different times from the start of the order - please refer to the timestamp associated with each element. Page 7 of 17
First Advantage Background Report Summary
Consumer's Name MARCUS ANTHONY
SHERROD
Date Ordered: 01/Apr/2023 10:58:15 AM
Background Check
Completion Date:
02/Apr/2023 12:30:31 PM
Score Result Eligible
Package Name: BASE24C
Package Searches Ordered Status Review Score
Social Security Verification Complete No
Social Security Verification Complete No Complete
First Advantage National Criminal File Plus Complete No First Advantage National Criminal File Plus WEST
PALM BCH, PALM BEACH, FL
Complete No Complete
County Seat Felony, Misdemeanor Or Other Complete No County Seat Felony, Misdemeanor Or Other WEST
PALM BCH, PALM BEACH, FL
Complete No Complete
Federal Criminal Complete No
Federal Criminal RIVIERA BEACH, PALM BEACH, FL Complete No Complete National Sex Offender Registry Complete No
National Sex Offender Registry Search - Department Of Justice Web Site
Complete No Complete
Global Sanction Search Complete No
First Advantage Global Sanction Search Complete No Complete Additional Searches Ordered
NONE
* Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
** Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.
*** This product has been blocked from delivery due to compliance related restrictions.
Criminal Background Check to be completed after all other elements are completed as per customer's instructions for compliance with NYC Fair Chance Law. Page 8 of 17
Social Security Verification
Status: Complete
Score: Complete
Date Completed: 01/Apr/2023
The Social Security Number Verification (SSNV) matches the given SSN against consumer credit files contained in the databases of nationwide credit reporting agencies. The credit bureaus' consumer credit files contain information provided by companies with which the consumer has had financial dealings and/or public record information collected by the bureaus from the courts. The SSNV does not verify that the Social Security Administration issued a specific SSN to a consumer. Social Security Verification results and Remarks returned from this search are for informational purposes and should not be relied upon as a basis for determining the eligibility of a consumer for credit, insurance, employment or any other product or service, without additional review with and clarification from the consumer. SOCIAL SECURITY VERIFICATION NAME AND ADDRESS INFORMATION OBTAINED FROM: EXPERIAN
Customer Provided Information
SSN XXX-XX-XXXX DOB XX/XXX/XXXX
SSN State Issued SSN Year Issued 1983
Name Type Report Subject Name SHERROD, MARCUS
Addr Type Residence Address First Date 11/01/2005 Last 11/01/2005 Address 1425 ABBERTON DR
ORLANDO, FL 32837
Addr Type Former Address First Date 04/01/2000 Last 12/01/2006 Address 200 SW 5TH ST APT 11
BELLE GLADE, FL 33430
Addr Type Former Address First Date 07/01/2010 Last 07/01/2010 Address 318 N SAPODILLA AVE APT 3
WEST PALM BEACH, FL 33401
Addr Type Former Address First Date 11/01/2010 Last 11/01/2010 Address 817 2ND ST APT 4
WEST PALM BEACH, FL 33401
Addr Type Former Address First Date 10/01/2010 Last 01/01/2012 Address PO BOX 711
BELLE GLADE, FL 33430
Addr Type Former Address First Date 01/01/2013 Last 04/01/2013 Address 616 8TH ST APT 4
WEST PALM BEACH, FL 33401
Addr Type Former Address First Date 04/01/2014 Last 07/01/2016 Address 1060 W 10TH ST APT 4
RIVIERA BEACH, FL 33404
Addr Type Former Address First Date 09/01/2018 Last 09/01/2018 Page 9 of 17
Address 616 2ND ST
WEST PALM BEACH, FL 33401
Addr Type Former Address First Date 09/01/2018 Last 09/01/2018 Address 178 E 78TH ST
WPB, FL 33404
Addr Type Former Address First Date 08/01/2015 Last 11/01/2019 Address 178 E 27TH ST APT 2
RIVIERA BEACH, FL 33404
Addr Type Former Address First Date 08/01/2022 Last 09/01/2022 Address 5295 HELENE PL
WEST PALM BEACH, FL 33407
Employment Type ES
Employer Name ALLIED TRUCKING OF
PALM BEACH
Remarks and/or Social Security Alerts
04/01/23: SUBJECT NAME RETURNED MATCHED WITH A DEVELOPED NAME. 04/01/23: AN ADDRESS DISCREPANCY WAS FOUND. SUBJECT ADDRESS DOES NOT MATCH ADDRESS ON FILE.
04/01/23: NO ALERTS RETURNED FROM SEARCH.
Order Process History
Date Description
01/Apr/2023 10:58:16 AM Progressive Order Hold.
01/Apr/2023 10:58:17 AM Search In Progress.
01/Apr/2023 10:58:17 AM Record Judged.
First Advantage National Criminal File Plus WEST PALM BCH, PALM BEACH, FL Status: Complete
Score: Complete
Date Completed: 01/Apr/2023
Record Source DATABASE SEARCH
Search Results No Record Found
Search Type First Advantage National Criminal File Plus Search Date of Search 01/Apr/2023
Address Covered 5295 HELENE PLACE
Address City Covered WEST PALM BCH
Address County Covered PALM BEACH
Address State Covered FL
Address Zip 33407
Page 10 of 17
Given Name Searched MARCUS ANTHONY SHERROD
Developed Name Searched MARCUS SHERROD
Order Process History
Date Description
01/Apr/2023 10:58:16 AM Progressive Order Hold.
01/Apr/2023 10:58:17 AM Record Ordered.
01/Apr/2023 11:02:16 AM Search In Progress.
01/Apr/2023 11:02:16 AM Record Judged.
Federal Criminal RIVIERA BEACH, PALM BEACH, FL
Status: Complete
Score: Complete
Date Completed: 01/Apr/2023
Record Source US DISTRICT COURT SOUTHERN DISTRICT OF FLORIDA Search Results No Record Found
Search Type FEDERAL FELONY & MISDEMEANOR SEARCH
Date of Search 01/Apr/2023
Search Period 03/18/2016 - 03/17/2023
Address Covered 178 E 27TH ST APT 2
Address City Covered RIVIERA BEACH
Address County Covered PALM BEACH
Address State Covered FL
Address Zip 33404-4554
Location 301 NORTH MIAMI AVENUE ROOM 150 MIAMI DADE COUNTY Given Name Searched MARCUS ANTHONY SHERROD
Developed Name Searched MARCUS SHERROD
Source Status History
Status Date Description
01/Apr/2023 10:58:41 AM Search in progress. Estimated completion by 04/04/2023 Remark
04/01/23: THIS SEARCH ALSO COVERS: 5295 HELENE PLACE, WEST PALM BCH, PALM BEACH COUNTY, FL; 616 2ND ST, WEST PALM BEACH, PALM BEACH COUNTY, FL; 5295 HELENE PL, WEST PALM BEACH, PALM BEACH COUNTY, FL; 1060 W 10TH ST APT 4, RIVIERA BEACH, PALM BEACH COUNTY, FL; Order Process History
Date Description
01/Apr/2023 10:58:16 AM Progressive Order Hold.
01/Apr/2023 10:58:17 AM Search In Progress.
01/Apr/2023 10:58:20 AM Search In Progress.
Page 11 of 17
01/Apr/2023 10:59:58 AM Record Judged.
County Seat Felony, Misdemeanor Or Other WEST PALM BCH, PALM BEACH, FL
Status: Complete
Score: Complete
Date Completed: 02/Apr/2023
Record Source PALM BEACH CIRCUIT AND COUNTY COURTS-CRIMINAL DIVISION Search Results No Record Found
Search Type FELONY AND MISDEMEANOR RECORD SEARCH - SINGLE LOCATION DUAL INDEX
Date of Search 02/Apr/2023
Search Period 03/18/2016 - 03/17/2023
Address Covered 5295 HELENE PLACE
Address City Covered WEST PALM BCH
Address County Covered PALM BEACH
Address State Covered FL
Address Zip 33407
Location 300 NORTH DIXIE HIGHWAY WEST PALM BEACH PALM BEACH COUNTY Given Name Searched MARCUS ANTHONY SHERROD
Developed Name Searched MARCUS SHERROD
Source Status History
Status Date Description
01/Apr/2023 10:58:41 AM Search in progress. Estimated completion by 04/04/2023 Remark
04/01/23: THIS SEARCH ALSO COVERS: 616 2ND ST, WEST PALM BEACH, PALM BEACH COUNTY, FL; 5295 HELENE PL, WEST PALM BEACH, PALM BEACH COUNTY, FL; 178 E 27TH ST APT 2, RIVIERA BEACH, PALM BEACH COUNTY, FL; 1060 W 10TH ST APT 4, RIVIERA BEACH, PALM BEACH COUNTY, FL; WEST PALM BCH, PALM BEACH COUNTY, FL;
Order Process History
Date Description
01/Apr/2023 10:58:15 AM Progressive Order Hold.
01/Apr/2023 10:58:17 AM Search In Progress.
01/Apr/2023 10:58:19 AM Search In Progress.
02/Apr/2023 08:08:18 AM Search In Progress.
02/Apr/2023 12:30:31 PM Record Judged.
National Sex Offender Registry Search - Department Of Justice Web Site Status: Complete
Score: Complete
Date Completed: 01/Apr/2023
Page 12 of 17
Record Source NATIONAL SEX OFFENDER REGISTRY
Search Results No Record Found
Search Type NATIONAL SEX OFFENDER REGISTRY SEARCH-DEPT OF JUSTICE Date of Search 01/Apr/2023
Search Period 03/18/2016 - 03/17/2023
Given Name Searched MARCUS ANTHONY SHERROD
Developed Name Searched MARCUS SHERROD
Source Status History
Status Date Description
01/Apr/2023 10:58:41 AM Search in progress. Estimated completion by 04/04/2023 Order Process History
Date Description
01/Apr/2023 10:58:16 AM Progressive Order Hold.
01/Apr/2023 10:58:17 AM Search In Progress.
01/Apr/2023 10:58:20 AM Search In Progress.
01/Apr/2023 11:38:58 AM Search In Progress.
01/Apr/2023 11:38:58 AM Record Judged.
First Advantage Global Sanction Search
Status: Complete
Score: Complete
Date Completed: 01/Apr/2023
Record Source FIRST ADVANTAGE GLOBAL SANCTIONS DATABASE Search Results No Record Found
Search Type FIRST ADVANTAGE GLOBAL SANCTION SEARCH Date of Search 01/Apr/2023
Search Period 03/18/2016 - 03/31/2023
Location CONCOURSE PKWY ATLANTA FULTON COUNTY
Given Name Searched MARCUS ANTHONY SHERROD
Developed Name Searched MARCUS SHERROD
Source Status History
Status Date Description
01/Apr/2023 10:58:41 AM Search in progress. Estimated completion by 04/04/2023 Order Process History
Date Description
01/Apr/2023 10:58:15 AM Progressive Order Hold.
01/Apr/2023 10:58:17 AM Search In Progress.
01/Apr/2023 10:58:20 AM Search In Progress.
Page 13 of 17
01/Apr/2023 11:02:05 AM Search In Progress.
01/Apr/2023 11:02:05 AM Record Judged.
Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552. A Summary Of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.
You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance;
you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may Page 14 of 17
continue to report information it has verified as accurate. Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.
You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore .
You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-5-OPTOUT (1-888-***-****).
The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.
A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements. You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency Page 15 of 17
violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore . States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:
TYPE OF BUSINESS: CONTACT
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates. b. Such affiliates that are not banks, savings
associations, or credit unions also should list, in addition to the CFPB:
a. Consumer Financial Protection Bureau
1700 G Street NW
Washington, DC 20552
b. Federal Trade Commission: Consumer Response
Center - FCRA
Washington, DC 20580
2. To the extent not included in item 1 above:
a. National banks, federal savings associations, and federal branches and federal agencies of foreign banks b. State member banks, branches and agencies of
foreign banks (other than federal branches, federal agencies, and insured state branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under
section 25 or 25A of the Federal Reserve Act
c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state savings
associations
d. Federal Credit Unions
a. Office of the Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
b. Federal Reserve Consumer Help Center
P.O. Box 1200
Minneapolis, MN 55480
c. FDIC Consumer Response Center
1100 Walnut Street, Box #11
Kansas City, MO 64106
d. National Credit Union Administration
Office of Consumer Protection (OCP)
Division of Consumer Compliance and Outreach
(DCCO)
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Asst. General Counsel for Aviation Enforcement & Proceedings
Aviation Consumer Protection Division
Department of Transportation
1200 New Jersey Avenue, S.E.
Washington, DC 20590
4. Creditors Subject to Surface Transportation Board Office of Proceedings, Surface Transportation Board Department of Transportation
395 E Street SW
Washington, DC 20423
5. Creditors Subject to Packers and Stockyards Act Nearest Packers and Stockyards Administration area Page 16 of 17
supervisor
6. Small Business Investment Companies Associate Deputy Administrator for Capital Access United States Small Business Administration
409 Third Street, SW, 8th Floor
Washington, DC 20549
7. Brokers and Dealers Securities and Exchange Commission 100 F Street NE
Washington, DC 20549
8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and Production
Credit Associations
Farm Credit Administration
1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other
Creditors Not Listed Above
FTC Regional Office for region in which the creditor operates or
Federal Trade Commission: Consumer Response Center
- FCRA
Washington, DC 20580
For Florida Residents:
Florida File Freeze Information:
Florida Security Freeze Notice
(a) You have a right to place a "security freeze" on your consumer report, which will prohibit a consumer reporting agency from releasing any information in your consumer report without your express authorization. A security freeze must be requested in writing by certified mail to a consumer reporting agency. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent.
(b) YOU SHOULD BE AWARE THAT USING A SECURITY FREEZE TO CONTROL ACCESS TO THE PERSONAL AND FINANCIAL INFORMATION IN YOUR CONSUMER REPORT MAY DELAY, INTERFERE WITH, OR PROHIBIT THE TIMELY APPROVAL OF ANY SUBSEQUENT REQUEST OR APPLICATION YOU MAKE REGARDING A NEW LOAN, CREDIT, MORTGAGE, INSURANCE, GOVERNMENT SERVICES OR PAYMENTS, RENTAL HOUSING, EMPLOYMENT, INVESTMENT, LICENSE, CELLULAR PHONE, UTILITIES, DIGITAL SIGNATURE, INTERNET CREDIT CARD TRANSACTION, OR OTHER SERVICES, INCLUDING AN EXTENSION OF CREDIT AT POINT OF SALE.
(c) When you place a security freeze on your consumer report, you will be provided a personal identification number or password to use if you choose to remove the freeze on your consumer report or authorize the release of your consumer report for a designated period of time after the security freeze is in place. To provide that authorization, you must contact the consumer reporting agency and provide all of the following:
1. The personal identification number or password. 2. Proper identification to verify your identity.
3. Information specifying the period of time for which the report shall be made available.
(d) A consumer reporting agency must authorize the release of your consumer report no later than 3 business days after receiving the above information.
(e) A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting Page 17 of 17
on behalf of the person or entity, with which you have an existing account, that requests information in your consumer report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
(f) You have the right to bring a civil action against anyone, including a consumer reporting agency, who fails to comply with the provisions of s. 501.005, Florida Statutes, which governs the placing of a consumer report security freeze on your consumer report.
Contact this candidate