Data Entry Underwriting Manager

DIANA STEPANEK

727-***-**** **********@*****.***

linkedin.com/in/diana-stepanekmortgageresidentialunderwriting/

CAREER SUMMARY

Underwriting manager with 10+ years of experience in all aspects of underwriting. Recognized expert in Government Loans and substantial experience with FHA, VA, Conventional, Renovation, Bond loans. Several years of experience managing high-performing underwriting teams in multiple organizations.

PROFESSIONAL EXPERIENCE

LOAN SPECIALIST SBA Covid EDIL Servicing Center

February 2023 – current Temporary Contract Assignment

Review Covid loan customer requests for service on their SBA EDIL loans for routing to applicable departments within the division.

Understand tasks and requirements for: Assumptions / Business Closure / Repayment/Loan Assistance (Hardship) / CAFS (SBA Portal) Access / Death of a Borrower / Ownership Change / Bankruptcy / Other Loan Servicing Issues.

Data entry accuracy along with attention to detail focused job.

REGIONAL UNDERWRITING MANAGER GUARANTEED RATE AFFINITY

February 2017 – March 2022

Managed VA loan team with 6+ underwriters with production and quality exceeding minimum standards of 3 new loans a day, completion of resubmissions in 24 hours and minimal serious audit findings.

A team recognized as outstanding quality with production numbers in the government realm.

Mentored 2 individuals for their VA Credit and Appraisal credentials, including required review and signoff of test cases sent to VA.

Lead a conventional team of 8+ underwriters; resulting in company wide recognition for our team for production and quality.

Trained existing and new hire underwriters in agency guidelines, company overlays, and corporate objectives.

Took the lead in coordinating between underwriting and production for follow up and completion of outstanding issues

Interviewed underwriting candidates, made offers, assisted in on- boarding, and reviewed new hires for knowledge and performance requirements.

Collaborated with nationwide Regional Underwritings Managers to blend existing mortgage operations with new parent company after merger between Sunbelt Lending and Guaranteed Rate Affinity

UNDERWRITING TEAM LEAD PRIMELENDING

July 2010 – January 2017

Led the Southeastern team with 6+ underwriters and then 5+ underwriters in the Northeastern region, directly reporting to the SVP of Underwriting

Introduced and trained 5+ underwriters into VA credit and appraisal standards; provided on-site VA training to the SE Region as needed; mentored 3 underwriters into their VA Appraisal accreditation (SAR)

Assigned to visit and monitor regional production offices with poor performance with loans quality and audited originations of corporate concern for trends or other quality concerns for final loan products.

Worked with Investors, Internal and external audits, QC and Insuring for salable loan products.

Worked with new hires and transfers into the team, reviewing for knowledge and decision-making skills.

VA UNDERWRITER VA MORTGAGE CORP

July 2009 – July 2010

Completed approximately 5 VA Appraisal Notices of Value per day and 2 VA loan credit reviews.

Manually reviewed appraisal to VA criteria and communicated daily with VA appraisers via phone and email.

DESIGNATIONS

FHA Chums ID #0392

VA SAR #5111

NMLS #1940986 – expired November 2022

EDUCATION

Bachelor of Arts in Political Science

Stetson University in DeLand, Florida

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