Closing Assistant Mortgage Loan

COURTNEY JOHNSON

**** *. **** ** ● (***) ***- ***0 *****************@*****.***

PROFESSIONAL EXPERIENCE

A&N MTG / BEACON HILL-Closing Assistant / Funder August 2019 to Present

Audit review of all closing documentation for accuracy and compliance in requirements, Review Locked LE, TILA, TRID and COC to ensure all forms are dated correctly and compliant, Complete Verbal VOE process on all borrowers and complete written documentation, Review loans for Pre-Funding QC based on the Pre-Funding QC Worksheet prior to the file being closed to ensure that all pre-funding compliance requirements are met and ensure all information matches/is consistent across all file documents. Perform the pre-closing audit on Government (all channels) and Conventional loans for QM and loan tolerance that meet all state and federal guidelines

MORTGAGE MASTER Loan Analyst October 2016-May 2019

Participate in industry research, financial modeling, financial statement analysis, and preparation of approval materials for prospective investments; Support the loan closing and funding process; Participate in research projects and management of ongoing administrative tasks; and collaborate with other members of Vista across various functional areas of the firm. Exposure to Conventional and Government (FHA, VA, IHDA) and Jumbo Loans. Review documentation received within 24 hours of receipt for discrepancies, omitted data, verified income calculation, asset verification and Encompass updates based on verified information.

BANK OF AMERICA Mortgage Loan Specialist-December 2015-September 2016

Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. Manage pipelines for all originated loans through closing and complete required management reports. Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to I fulfill. Develop referral contacts (realtors, builders, professional and personal contacts).

PNC Mtg /Mortgage Consumer Direct Loan Rep-December 2014-December 2015

Evaluates loan applications and documentation by confirming credit worthiness, Place outbound calls to source information, negotiate terms and conditions Proficiency with computer applications, ability to interpret credit reports Demonstrated Persuasion and Negotiation skills Advise Borrowers on Financial status and payment methods.

Aerotek/Document Control Specialist- Chicago, IL February 2014-November 2014 (Temp Position)

Ensured prompt return of complete collateral file to investor upon reinstatement of loan or completion of foreclosure or bankruptcy process Obtained copies of collateral documents and default figures necessary to prepare referral of pre-foreclosure notices to outside counsel Organize and import documents into LPS Desktop® Prepared and complete referral of pre-foreclosure notices to outside counsel and follow up to ensure that pre-foreclosure notices are sent timely by outside counsel Request, obtain, process and track original collateral documents from investor or its document custodian and local counsel for loans that progress to the foreclosure stage or bankruptcy.

Guaranteed Rate /Loan Coordinator- Chicago, IL April 2013-February 2014 (Temp Position)

Follow defined protocol for escalation exceptions Take applicant applications by completing Fannie Mae form 1003Collect appropriate documentation from each applicant and deliver loan package in the time Manage pipelines for all originated loans through closing and complete required management reports.

Aerotek (Fifth Third Bank) /Loan Processor Assistant-Chicago, IL March 2013- May 2013 (Temp Position)

Check loan applications for complete information and prepare loan files Enter appropriate information into database Communicate with members and obtain necessary documentation Order payoffs and enter data into Encompass.

RELEVANT SKILLS

• Outstanding Interpersonal and Cooperation Skills

• Excellent presentation and written and oral communication skills

• Team player and rapid learner with the aptitude to work in fast-paced surroundings

• Self-starter and relaxed under pressure

• Ability to prioritize and run multiple tasks simultaneously.

COMPUTER EXPERTISE

Basic Excel skills

Expert in Microsoft word

EDUCATION

DePaul University, Chicago, IL

Business Management

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