DEE RAMPERSAUD

Email: ad27hm@r.postjobfree.com

Tel #: 347-***-****

NMLSID# 272876

PROFILE: Banking Professional with demonstrated leadership skills across both employees and customers. Extensive experience in Operations Bank Teller, Treasury, Foreign Trade, Financial Analyst, Data Analytical, Executive Administration, Training Coordinator, and Mortgage Loan Processing. With a banking career for over 10 years, this led me to be an outstanding performer in customer satisfaction.

Personal Expertise:

Diligent and customer oriented, excellent communication and organization skills, familiar with Federal policies and regulations, knowledge of most banking products, ability to resolve customer inquiries at first level.

Have prior Banking Experience prior to joining Wells Fargo Bank.

PROFESSIONAL EXPERIENCE

Wells Fargo Bank

August 2014 - October 2023

Senior Processor/Analyst

Assessed applicant financial status and assets to determine loan feasibility, reviewing loan application and disclosures for accuracy.

Optimized Loan approval process through updated techniques and systems to achieve efficiency.

Liaise between potential clients and Underwriting, evaluate clients, research credit reports, and prepare documentation for loan packages.

Schedule and track closing dates, contingency dates, and rate lock expiration dates to ensure compliance.

Review and clear income, assets, credit reports, employment, appraisal, insurance, and title for Underwriting submittal.

Review borrowers’ financial data for accuracy, including insurance, appraisal, credit, and income.

Review borrower files to verify regulatory compliance and internal policy guidelines were upheld not limited to Federal Policies/Guidelines and Lending program requirements.

Liaise with customers from beginning to closing of Loans.

Discuss with customers Closing Statement and resolving any queries that they may encounter.

Worked closely with Private Client Bankers in managing lending portfolios.

PRIOR JOB EXPERIENCE

Foreclosure Underwriting -

Additional Skills:

MS office

Outlook

Excel

Power Point

Accounting Quick Books

Several Web based mortgage programs.

Mail Processing

Customer Service

Education:

Degree in Business Administration (concentration: Finance)

Certificate in Paralegal Studies

Certificate from Capstone Institute in Fundamental and Principles in Banking

Degree in Communication and Public Relations

Graduate – High School London Based Certification in Math, Biology, Literature, English Language, and European History

Ability to write 120 words per minute shorthand and typewriting.

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