Corazon Ferguson
Dallas, Tx 75227 972-***-****
ad24og@r.postjobfree.com
OBJECTIVE
• Insightful with dedicated work ethic, while meeting objectives with an auspicious approach. Quick learner with a strong desire to exceed expectations.
EXPERIENCE HIGHLIGHTS
Veritex Community Bank Dallas, Texas
Senior Loan Funder III 02/2016 –
08/09/21
• Review and log incoming documentation to be booked and assure all loans are processed in accordance with company policy procedure and governing entities.
• Knowledge expert and resource regarding business entity documentation.
• Consistently produce in a high-volume environment daily.
• Assist Loan Officers and Loan Assistants in researching and resolving moderate to complex loan issues.
• Balance settlements for funding and booking new real estate loans.
• Regularly input maintenance for new loans and renewals into Navigator.
• Accurately calculate Pro Rata share for participation bought and sold; securing percentages from participating banks.
• Inspect and ensure Title, Policy, Insurance, Appraisal, Warranty/Deed of Trust, Flood Certificate and other pertinent documents are provided at booking.
• E-file required documentation such as Modifications, Deed of Trust, and Release of lien.
• Pull Accumatch for tax service and create collateral ticklers for loans and lines for Personal and Business financial statements.
Park Cities Interbank Dallas, Texas
Loan Operation Specialist III 04/2008 – 02/2016
• Daily tasks include: regularly scan loans into Director, daily audits for previously booked loans, answering inquiry calls, preparing payoff quotes/releases, fax or email inbound/outbound customers and prepare title documentation for companies/dealers or to other banks.
• Create/update collateral and add credit exceptions, while setting ticklers for new loans and renewals.
• Accurately and continuously balance daily monetary activities for twenty general ledgers loan clearing.
• Input maintenance for new loans and renewals, calculate participation percentage, request draw wires from participating banks, booked and fund loans.
• Assist in billing receipt, application to computer payments.
• Pull and file UCC-1 & UCC – 3 continuations, acquire debtors name search documents to ensure it is active.
The American National Bank of Texas Terrell, Texas
Loan Origination Processor 09/2006 – 04/2008
• Quickly and accurately process loans for moderate to complex files.
• Evaluate and inspect loan documentation, flood certificates, insurance, appraisals, tax certificate and other miscellaneous documents.
• Rapidly input and update booking of all new borrowing increases, modifications, extension renewals, and assumes names.
• Responsible for correctly selecting appropriate loan codes, interest rate, maturity date and terms.
• Process and fund consumer, commercial, interim construction and participation loans.
• Review exception reports to ensure all tasks are completed. Proficiency in Windows, Laser Pro, Microsoft Office, and Silver Lake
Comerica Bank FKA/Oaks Bank & Trust Company/Sterling Bank Dallas, Tx
Loan Processor 04/1999-12/2005
• Balance daily monetary activities for General Ledgers Loan Clearing.
• Process all aspects of new deal closing, restructures, amendments, and funds to closing agents.
• Inputs/update book of all new borrowing base increases, rollovers, pay downs, and renewal reductions.
• Process interest, commitment fees and occasionally investigate discrepancies.
• Balance loan funding against estimated HUD-1
• Review system generated report to ensure all exceptions for ticklers added, recorded, and updated.
EDUCATION
• University of Maryland Yokosuka, Japan 1992
• Eastfield University Mesquite, Texas 2005
Other Positions Held
Texas Federal Credit Union New Account/ Loan processor 04/1995 – 1999
Navy Federal Credit Union New Account Rep/Loan Counselor 02/1992 - 03/1995