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ALEJANDRA FLORES

**** *. **** ****** *******, AZ. 85040

602-***-****

ad1ic5@r.postjobfree.com

EXPERIENCE

ALLIANCE BANK

LOAN ADMINISTRATOR 2 OCTOBER 2022 - PRESENT

Senior Loan Administrators work with the Lending Origination Officer to gather the appropriate documentation and collateral from the Borrower, verifying documents and researching information to prepare closing documents. Works with partners to resolve any issues or obstacles to closing (e.g., liens, judgments, insurance, and title exceptions) with appropriate parties. Confirms all loans are closed in compliance with Company procedures and relevant regulation

Processes loan requests prepared by Lending Origination Officers and prepares loan packages for review by Documentation, Compliance and the Lending Origination Officer. Assists Lending Origination Officers in the review and renewal of credit facilities. Ensures loan submissions comply with bank policies and procedures, and that completed loan documentation is accurate and properly maintained.

Books and disburses the loan; ensures all fees are properly and fully collected at closing; Follow up on post-closing exceptions and receipt of original signed documents Processes loan disbursements requests, wire transfers and payments for commercial credit and closing related vendor services. Responsible for transmittal of loan package to Loan Servicing.

Monitors tickler files and informs Lending Origination Officers when up-to-date financial statements and other covenant items are needed for commercial accounts; ensures credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved.

ALLIANCE BANK AUGUST 2019 – 2022

POST CLOSING QC SPECIALIST COMMERCIAL LENDING

Performs quality control review of submitted loan boarding packages for new loans and change in terms on existing loans (commercial, real estate, etc.) Adhering to the required separation of duties between package preparation and quality control

Prepares closing packages (closing letters and copies of all signed loan documents), ensuring quality, completeness and accuracy, to be sent to the borrowers

Preparation of loan files for new loans and change in terms on existing loans (commercial, real estate, etc.), ensuring quality, completeness and accuracy, to be submitted to the imaging team for upload and/or scanning to the bank’s imaging system

Provides administrative support to the loan closers, as needed

Responds promptly and professionally to assigned post-funding tasks and/or requests

Participates in and supervises special projects as assigned by management

BANK OF THE WEST APRIL 2018-2019

COMMERCIAL BANKING GROUP SR. LOAN ADMIN,

Processing of commercial loan documentation packages once the internal/external processing path has been determined by either management or Senior Loan Administrators

Works with management or Senior Loan Administrators to ensure that any dificiencies are handled in a timely manner

Logs all activity related to the loan administrator function for loan process tracking.

Preparing and Flooring new invoices as they come in

Answering incoming calls from Dealers, Manufactures, Sales Team, and Auditors

Process Credit Memos that are submitted by the Manufactures

Process End Off Day reports for Manager

Process End Off Day Reports for Team, to complete 1st and 2nd checks the following day

STATE OF ARIZONA CHILD SUPPORT SERVICES APRIL 2017-2018

CHILD SUPPORT SERVICES OFFICER I

Assist with applications walked in by custodial parents or non-custodial parents that request for IV-D services

Receiving walk in slips and signing clients in to be interviewed by a case worker

Assisting clients with cash payments and processing them through Gear-Up

Assisting clients with credit card payments and processing them through Velocity

Direct client contact, handle establishing new child support cases on to the automated case management system

Support child support service officer 2’s and will order documents, research information, scan/image documents

Investigate to determine the location of non-custodial parents for the purpose of collecting child support, arrearage, and reimbursements

Interview individuals who are parties to the case, analyze and evaluate information received in verbal and written form, research, collect and input all pertinent date to the case

Work independently and collaborate within general guideline, apply rules and regulations to varying situations

JPMORGAN CHASE OCTOBER 2005-2016

MORTGAGE LOAN PROCESSOR

Work with mortgage bankers, and process new mortgage loans

Gather the necessary documents and review for verification and insure customer’s meet lender guidelines

Verifying credit reports and analyzing debt to income ratios to ensure the type of programs and interest rates that are currently available

Review bank account activities to source legible assets if large un-sourced / suspicious deposits found in bank accounts, refer to fraud investigation for further review

Communicate with home buyers and review final closing fees, title vesting, and scheduling closing dates.

EDUCATION

HEALTH UNIT COORDINATOR CERTIFIED GATEWAY COMMUNITY COLLEGE MAY 2006

Bilingual in English / Spanish

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