Mortgage Loan Mountlake Terrace

LS

LEAH SWENSON

************@*******.*** 206-***-**** Lynnwood, WA 98036

Customer-focused Loan Officer Assistant with 20 years of experience supporting consumer mortgage loans, including conventional, adjustable-rate, FHA and VA. Key resource to management with exceptional knowledge of mortgage laws and regulations. Dedicated to balancing traditional methods with innovative advances for maximum customer and agency benefit.

Document Verification

Mortgage Loan Processing

Personal Data Collection

Loan Application Preparation

Credit Applications

Verbal and Written Communication

1st Security Bank of Washington

Mountlake Terrace, WA

Loan Officer Assistant

03/2012 - 08/2023

I was the first person hired at this company for the position of loan officer assistant. I was responsible for training new employees and creating policies and procedures for the position.

I tested new loan software for the company and created work flows with the lead processor and underwriter.

Performed administrative tasks such as creating status reports on loans in progress, photocopying loan documents, printing daily mortgage rate sheets and answering phones.

Met with borrowers, took applications, distributed disclosures, ordered and reviewed title commitments and executed detailed follow-up through closing to verify completed requirements.

Analyzed loan files and reviewed client income, assets and credit to verify compliance to specific underwriting criteria and input new loans into designated software.

Liaised between borrowers and realtors, title companies and loan company management.

Generated estimates clients requested, sent pre-approval letters to agents and confirmed receipt of verification of employment documentation. Monitored purchase loans for due diligence, financed contingency and closing date expiration and tracked pipeline for refinances. Scanned and uploaded loan and related documents into system. Answered questions and advised customers regarding loans and transactions.

Interviewed loan applicants to obtain personal and financial data and assist in completing applications.

Checked applicant credit, personal references and employment histories. Contacted credit bureaus, employers and other sources to check applicants' credit and personal references.

Sterling Saving Bank Mountlake Terrace, Performed administrative tasks such as creating status reports on loans in Summary

Skills

Experience

WA

Loan Officer Assistant

08/2009 - 03/2012

progress, photocopying loan documents, printing daily mortgage rate sheets and answering phones.

Met with borrowers, took applications, distributed disclosures, ordered and reviewed title commitments and executed detailed follow-up through closing to verify completed requirements.

Analyzed loan files and reviewed client income, assets and credit to verify compliance to specific underwriting criteria and input new loans into designated software.

Liaised between borrowers and realtors, title companies and loan company management.

Generated estimates clients requested, sent pre-approval letters to agents and confirmed receipt of verification of employment documentation. Scanned and uploaded loan and related documents into system. Answered questions and advised customers regarding loans and transactions.

Interviewed loan applicants to obtain personal and financial data and assist in completing applications.

Homecomings Financial Bellevue, WA

Underwriting Assistant

09/2006 - 03/2008

Collected and reviewed third-party reports to support decisions. Conducted comprehensive analysis and evaluated risk to control underwriting loss.

Organized both physical and digital files and updated reports to coordinate project materials.

Filed and delivered submissions of credit, income and asset documents to Underwriter.

Generated and delivered closing documents to escrow. Reviewed signed closing documents for funding and requested wires be sent to escrow.

Edmonds Community College Lynnwood, WA

GED

05/2001

Education and Training

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