CONSTANCE JONES

**** ******* **., **** *

Houston, Texas 77016

713-***-****

Email: ad18ew@r.postjobfree.com

OBJECTIVE: Seeking a position where my experience and people skills can be used to enhance office productivity. Experienced in detailed planning and organization. Skilled at building strong team members fostering effective communications and designing strategies for problem solving. Work History:

2021 – 2023

Cornerstone Mortgage

State Auditor

*Audited loans after closing for fees due back to borrowers

*Refunded nterest Closing Disclosure fees

*Refunded recording fees on Closing Disclosures

*Registered MIN/MERS

*Entered data into FFIEC

*Did daily state audit reports for all loan types from LoanSoft

*Uploaded cleared conditions into LoanSoft

*Assisted Post Closing with conditions

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 2019 – 2021

Gregg & Valby, LLP

Post-Closing Exception Specialist/Shipper

*Ship all loan types to investor

*Receive closed/funded files from Closing

*Prepare files to be shipped to investors

*Ship files electronically and overnight to investors

*Insure FHA/VA/USDA loans

*Assist with Final Docs

*Clearing investor suspense items on files

*Assist with Post Closing CD Conditions

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 2018 - 2019

Allegiance Bank

Collateral Shipper

*Shipped Notes to investor

*Received closed/funded files from Closing

*Shipped files electronically and overnight to investors

*Assisted with Final Docs

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor Lending 2015 – 2018

Envoy Mortgage Ltd

Post-Closing Exception Specialist/Shipper

*Shipped all loan types to investor

*Received closed/funded files from Closing

*Prepared files to be shipped to investors

*Shipped files electronically and overnight to investors

*Assisted with Final Docs

*Cleared investor suspense items on files

*Assisted with Post Closing CD Conditions

*Ordered Appraisal Payment History

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 2007 – 2014

Interlinc Mortgage Services, LLC

Post Closing Shipping Specialist

*Shipped all loan types including GNMA, FHLMC, FNMA, and Bond loans

*Received closed/funded files from Closing

*Paid MIP and VA, MCC, USDA fees

*Prepared Goodbye, Hazard & Flood Insurance letters to be sent to Investors

*Prepared files to be shipped to investors

*Shipped files electronically and overnight to investors

*Insured FHA/VA loans

*Assisted with Final Docs

*Cleared suspense items on files

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 2006 – 2007

Home Loan Corporation

Compliance Specialist

*HMDA reporting for 39 branches – duties included Geo Coding, Loan Purpose correct name, address, sex and ethnicity

*Calyx Point, Microsoft Excel corrections and HMDA Relief corrections

*Followed up with branches on corrections

*Updated insurance policies for branches

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 2004 – 2006

New Century Mortgage

Exception Specialist

*Reviewed Loan Documents for Conventional, FHA, VA, and HELOC loans to ensure all underwriting and closing conditions were received and within investors guidelines for purchase

*Reviewed and verified closing documents to ensure calculations are correct

*Worked with branches, investors and third parties to resolve questions or obtain appropriate information necessary to finalize incomplete loan packages or cure conditions

*Possessed in-depth knowledge of the position functions and processes; attained a high degree of skill and efficiency in task execution; acted as a referral point for peers

*Ensured loans were delivered in a timely manner to mitigate investor penalties

*Assisted other employees with the new aspects of the review and delivery process

*Stacked files for deliver when needed

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 2001 – 2004

Summit Mortgage Corporation

Post Closing Shipping Manager

*Oversee daily operations of shipping department

*Worked directly with Gov’t, Conventional loans and Final Docs ensuring the file room ship information in a timely manner

*Monitored bank reports and cleared suspense items

*Assisted branches with post closing, insuring and shipping issues

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 2000 - 2001

Allied Mortgage

Shipper

*Shipped Conventional, FHA and VA loans to investors ensuring they were delivered in a timely manner

*Researched and cleared all suspense items for loans to be purchased

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 1999 – 2000

Conseco Finance

Shipping/Auditor

*Completed audit of loan files before shipping to investors

*Ensured documents in files were shipped according to investor’s guidelines

*Requested missing documents from Title Companies

*Balanced final HUD-1 Settlement Statements to closing instructions

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 1998 – 1999

First National Securities

Shipping

*Shipped Conventional, FHA and VA loans to investors ensuring they were delivered in a timely manner

*Researched and cleared all suspense items for loans to be purchased

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending 1992 – 1998

Harbor Financial

Post Closing/Shipping

*Shipped files to investors in a timely manner

*Insured FHA and VA loans

*Cross trained in Post Closing

*Sent Notes, Assignments, and Deed of Trust to warehouse banks

*Forwarded final documents to investors after recording

*Kept abreast of policies/procedures & changes related to Federal, State, Gov’t & Conventional investor lending EDUCATION 1988 – 1989 Elkins Institute, Houston, TX Data Entry/Word Processing 1969 – 1972 Southern University, New Orleans, LA Business Administration SKILLS Microsoft Excel, Microsoft Word, Warehouse Software, Calyx Point, DataTrac, DocumentTrac, PDS, Smeadlink, EDI

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