Elvia Martinez
Costa Mesa, CA *****
ad16rz@r.postjobfree.com
Professional experienced 15+ years of Loan Closer working in a fast-paced environment demanding strong, organizational, technical, and interpersonal skills. Highly trustworthy, ethical and discreet; committed to superior customer service.
Work Experience
Sr. Loan Closer
LoanDepot.com - Lake Forest, CA
September 2015 to May 2022
• Created loan documents and Cd per TRID regulations, examined loan documents for accuracy
• Collaborated with Processor and Title to resolved transactional and title issues.
• Outperformed 120 closing files each month by effectively organizing and multitasking
• Communicated with Settlement Agent the funding figures and funding authorization Loan Closer
Stonegate Mortgage - Irvine, CA
November 2012 to September 2015
• Generated closing documents and reviewed executed closing package
• Exceeded the average number of fundings per month from 110-150
• Reviewed and approved HUD-1 settlement statement to ensured fees were correct
• Established communication with Processor, Broker, and Title provided status of the loan Loan Funder
Wells Fargo Bank - Costa Mesa, CA
February 2009 to November 2012
• Analyzed signed loan documents and confirmed all conditions were cleared
• Audited fees on Hud-1 according to Respa guidelines and made any corrections to Cd
• Trained all new hires with Encompass system and department procedures.
• Calculated and balanced the funding figures and Payoff Demand Education
Real Estate and Computer Classes
Santa Ana College - Santa Ana, CA
High School Diploma
Horizon High School - Santa Ana, CA
Skills
• Proficient in Microsoft Office, Excel, Word, Outlook, Empower, Encompass and Doc Magic.
• Capable of learning new procedures quickly and enjoy being challenged
• Advanced knowledge and experienced processing Wholesale, Retail, Corresponded loans, Jumbo Loans, VA, FHA, USDA, Conv, Refinance, and Purchase loans
• Experienced in closings for multiple states