Business Development Loan Officer

SVEN WILLIAM (BILLY) AHREN

**** ****** **** *****, ************, FL 32258 904-***-**** ********@*******.***

SENIOR LOAN OFFICER / LOAN ORIGINIATION / BRANCH MANAGER

Professional Summary

Problem solving, top performing, results oriented sales/management leader with over ten years of comprehensive sales and management experience. Obtained significant sales goals, profit and growth, built strong teams, motivated employees to achieve personal success, and initiated cost effective programs. Hands on manager, with proven operations skills, business development initiative and customer service achievement.

CORE COMPETENCIES

Loan Origination ~ Refinancing ~ New Business Development

VA/ FHA ~ Fannie Mae ~ HMDA ~ Regulation Z ~ Titles & Deeds

Conforming & Non-Conforming Loans ~ Underwriting ~ Policies & Procedures

Team Development & Leadership ~ Productivity & Performance Improvement

PROFESSIONAL EXPERIENCE

AMERISAVE MORTGAGE, JACKSONVILLE, FL 6/2023 – 8/2023

Loan Officer

Recruited to drive origination of VA, FHA and Conventional loans. Position eliminated due business overhiring.

TURBO DEBT, JACKSONVILLE, FL 4/2023 – 6/2023

Enrollment Specialist

Helping customers with an excess of $10,000 in debt, by offering settlement options, typically for fifty cents on the dollar. Created relationships to validate best-case scenarios for debt resolution to get them on a fresh financial start. Left then recruited back into a mortgage role.

CARRINGTON MORTGAGE, LLC, JACKSONVILLE, FL 11/2015 – 3/2023

Loan Officer

Recruited to drive origination of VA, FHA and Conventional loans. Solicit sales and referrals through networking and business development calls. As the customer advocate, provide advisory and consultative support throughout the entire loan process.

Key Accomplishments:

Averaging $1.8 million per month in funded volume

Ranked in top 20% in sales and funded volume every month

Awarded 2021 Peak Performers Rising Star for extraordinary performance

Licensed in 36 states

EVERBANK, JACKSONVILLE, FL 8/2008 – 11/2015

Loan Officer

Successfully originate and aggressively sell conforming and non-conforming residential mortgage loans. Conduct cold calls and prospect calls to solicit sales and referrals. Consulted with customers to determine financial goals and then guided the customer through the loan process, ensuring an outstanding experience for the customer.

Key Accomplishments:

Average 3,200,000 in loan volume monthly/18 units

Recognized for consistently meeting and exceeding monthly sales goals

Subject matter expert providing mentorship for new originators

VAN DYK MORTGAGE CORPORATION JACKSONVILLE, FL 9/2007- 3/2008

Production Manager/Outside Loan Originator

Cultivated new relationships with realtors, builders and financial advisors to generate new business. Originated new business for all products including VA, FHA and Fannie Mae.

NEW CENTURY MORTGAGE CORPORATION/HOME 123 MORTGAGE JACKSONVILLE, FL 6/2001-5/2007

Branch Manager, 2003 – 2007

Senior Loan Officer, 6/2001 - 6/2003

Successfully completed management training and promoted to Branch Manager June 2003. Grew staff from 5 employees to maintaining an average of 15 Loan Officers and 2 processors. Directed all aspects of branch sales and operations. Acted as a liaison between the Jacksonville office and corporate underwriting department to facilitate the approval, signing, and funding of all loans. Established and monitored sales forecasts and closing deadlines for sales staff. Maintained a strong recruiting and retention system to ensure maximum staff support.

Key Achievements

Led team to generate over $1m in sales monthly

Exceeded branch profit targets every year by 130 basis points. Was in the top 10, out of 85 branches, every year for profitability

Maximized sales capability by establishing a file flow system

Recognized as branch of the month in southeast region 8 times, as well as setting numerous unit and volume records

Awarded Loan Officer of the Year, 2001 & 2002

Branch of the month numerous times for Southeast region

Individual contributions averaged $500,000 in sales volume per month

Further advanced knowledge and skill in underwriting

Mastered HMDA, Regulation Z, Title and Deed guidelines

EDUCATION

Florida Community College, Concentration of Finance and Banking, NMLS#648958 State License

TECHNICAL SKILLS

A/S 400 ~ MS: Word, Excel, Power Point and Outlook ~ Loan Track 1 and 2 ~ Empower~ Loanquest ~ Encompass ~ DU~LP_FHA Connection

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