Fraud Analyst High Risk

OPEYEMI IJIWOLE

****************@*****.*** 443-***-**** Houston, Texas 77077

Summary Highly organized AML/KYC/Fraud Analyst with 5years of working experience in the banking sector. Proficient in Transaction monitoring, High risk review, SAR drafting, Due diligence, Fraud analysis, Anti-Money Laundering, Account review, PEP Screening, and Case management. Excels at cultivating and maintaining strong client relationships. Adaptable and driven with strong work ethics and motivation to thrive in a team-based or individually motivated settings.

Skills • Information verification • Risk management

• Work ethics • Reliable and trustworthy

• Analytical • SAR drafting

• Banking regulations • Compliance strength

• Due diligence • Team player

• Investigation • Fraud analysis

Experience AML/Fraud Analyst – EagleBank, Chevy Chase, MD Jul 2020 - Current

• Identify suspicions of money laundering and submit report to the manager.

• Demonstrate self-reliance by meeting and exceeding workflow needs.

• Prioritize and organize tasks to efficiently accomplish service goals.

• Conduct objective, thorough, and timely investigations into allegations of fraud.

• Assess daily transactions, monitor alerts, understand the indicators, context of the transaction activity to decide on the appropriate course of action.

• Prepare Suspicious Activity Report (SAR) in compliance with established regulatory guidelines.

• Evaluate alerted activities, making decisions based on investigation and in accordance with internal rules and guidelines.

• Identifies fraud patterns and anomalies through analysis of large quantities of data.

• Investigate suspicious activities arising from account surveillance and branch escalations.

• Work closely with team members to deliver project requirements, develop solutions, and meet deadlines.

AML/KYC Analyst – M& T Bank, Owings Mills, MD

Jan 2018 - Jun 2020

• Participated in new client onboarding and contract renewal processes, conducting due diligence on contract performance, and recommending adjustments to better meet client needs.

• Utilized high-risk identification strategies to detect fraudsters.

• Prepared client summary if high-risk factors are identified.

• Escalated unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks.

• Maintained records detailing current, prospective, and declined client profiles for further analysis and future reference in negotiation of new contracts and new client intake.

• Conduced due diligence searches in various third-party and internal database review and detected suspicious activities based on a variety of AML Systems generated transactional alerts from transactional activity.

• Investigated and verified PEP Match.

• Kept comprehensive logs tracking compliance documents and tasks to contribute to achieve conformity with company policies and client expectations.

• Reviewed customer financial data to ascertain the level of risk.

• Assisted Senior Analysts and Management as required.

• Liaised with branch managers to receive feedback on customer satisfaction and provide guidance on achieving KYC objectives Sale representative- Belk, North Carolina

June2016 – Jan 2018

• Respond to customer inquiries via inbound and outbound service telephone interactions to address a variety of customer inquiries which includes: placing order for customer, creating account for customers

• processing payments and attempting to get customers to sign up for recurring payments

• processing cancellations, will not be asked to “save” customer

• resolving billing issues

• eService Inquiries and password resets.

• Handles customer inquiries in a consistently polite, professional, and efficient manner as measured by customer feedback scores.

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Education and Training High School Diploma- 2014

Friendship academy of Engineering and Technology,

Baltimore, MD

Strayer university 2023

Bachelors in business administration

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