Data Entry
Resume:
Jami Sanchez
Maricopa, AZ *****
********@*****.***
To obtain a growth-oriented position that will utilize my education, experience, and enthusiasm to make a positive contribution within the organization Work Experience
Loan Processor
MDC Holdings Inc./Richmond American Homes- remote
April 2022 – July 2022
Review files for completeness and accuracy
Verify accuracy of system input
Analyze file for program applicability
Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc.
Obtain accurate AUS findings
Contact borrowers to request additional documentation as needed. Call clients to review closing figures prior to submission
Provide status updates to loan officers, borrowers, agents and sales agent from builder side of the company
Coordinate all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions. Coordinate closings as needed
Submit files in a timely manner in accordance with company standards
Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing
Prioritize workflow to ensure time sensitive files are handled in proper order
Assure compliance with all regulatory and governmental standards, guidelines, rules and regulations with all regulatory authorities, federal or state ordinances and administrative regulations and statues Loan Processor
Nova Home Loans- Scottsdale, AZ
January 2020 - February 2022
Review files for completeness and accuracy
Verify accuracy of system input
Analyze file for program applicability
Review necessary documentation, such as income and asset documentation, credit report, verifications, appraisal report, preliminary title report, etc.
Obtain accurate AUS findings
Contact borrowers to request additional documentation as needed. Call clients to review closing figures prior to submission
Provide status updates to loan officers, borrowers and agents
Coordinate all aspects of submission to underwriting, documentation requests and satisfaction of closing/funding conditions. Coordinate closings as needed
Submit files in a timely manner in accordance with company standards
Review pre-audit HUD-1 to ensure accuracy. Work with loan officer and title companies to resolve any discrepancies prior to closing
Prioritize workflow to ensure time sensitive files are handled in proper order
Assure compliance with all regulatory and governmental standards, guidelines, rules and regulations with all regulatory authorities, federal or state ordinances and administrative regulations and statues Portfolio Lending Manager
Cascade Financial Services - Chandler, AZ
March 2017 – January 2020
• Assisting a team of 6-8 Lending Specialist with their day-to-day questions, coaching, training
• Ensure all team members are fully understand and uphold department policy, procedures, and agreed upon best practices
• Random File audits and the use of different reports to identify training opportunities and deficiencies
• Weekly one on ones with each team member to assist with their professional growth and pushing files to closing
• Responsible for maintaining retailer, community, and borrower relationships throughout the origination, processing, and underwriting of the loan file
• Covering each team members pipeline in their absence
• Collaboration with other departments, and VPs to identify process improvements, and system updates needed to assist each Lending Specialist improve the experience of the customer, retailer
• Head of Cascade Cultural Ambassador committee which met monthly to share ideas and implement different events and strategies to improve the overall culture of the company VA Certifying Official
Sonoran Desert Institute - Scottsdale, AZ
January 2016 - March 2017
• Complies with all Federal, State, accreditation and institutional policies and procedures
• Certifies Veteran student benefits while maintaining knowledge of Veteran benefit eligibility
• requirements
• Coordinates payment plans with students for balances owed to school
• Reconciles ledger cards and posts funds accordingly
• Adjusts, amends and terminates VA certifications accordingly to reflect current student courses
• Maintains knowledge of SDI’s pricing model and refund policies Communicates daily with students
• via phone and email communication, for all cash, scholarship or employer sources of funding, while
• providing exceptional customer service
• Assists with file reviews, audits and other regulatory requirements as needed
• Collects necessary documentation for completion of files Loan Processor
Paramount Equity Mortgage - Scottsdale, AZ
August 2015 - January 2016
• Responsible for reviewing and analyzing mortgage documents to ensure accuracy
• Strategic planning to ensure all daily responsibilities are completed accurately and timely
• Issue proper disclosures as required by federal regulatory compliance and review rate lock and point objectives for accuracy
• Ensure pricing and fees are accurately reflected on each transaction and order all necessary appraisals, title, and credit documents
• Coordinate with other departments to obtain any additional needed documentation as well as conference calls to borrowers
• Prepare and move all mortgage loans to closing
• Work within strict timeframes to ensure closing of loans while maintaining 100% accuracy as outlined with Quality Control department as well as Federal guidelines
Sr. Mortgage Loan Processor
JP Morgan Chase - Phoenix, AZ
May 2012 - April 2015
• Stay in constant contact with each borrower to ensure they feel confident in my abilities to close their loan in a timely manner. Contact is made at least every three days
• Carry a pipeline of roughly 30-35 customers at one time
• Review documentation for accuracy prior to sending to underwriting and audit
• Complete introduction and exit calls to ensure borrowers completely understand all aspects of loan and are full satisfied with Chase experience
• Registered with National Mortgage Licensing System and Registry
• Process both FHA and Conventional Loans
• Prepare and move all mortgage loans to closing
• Issue proper disclosures as required by federal regulatory compliance and review rate lock and point objectives for accuracy
• Ensure pricing and fees are accurately reflected on each transaction and order all necessary appraisals, title, and credit documents
• Coordinate with other departments to obtain any additional needed documentation as well as conference calls to borrowers
Financial Services Manager
University of Phoenix - Phoenix, AZ
March 2005 to February 2012
• Responsible for a staff of 10-12 employees and roughly 3000 students accounts
• Creates and maintains a professional and positive employee experience
• Engages in activities to enhance job knowledge and leadership skills through professional development
• Provides coaching and development to employees to improve their skills and positively affect student satisfaction
• Responsible for the auditing of staff's work to ensure accuracy and identify coaching opportunities
• Provided weekly one on one training with each staff member to further enhance their skills
• Conducted departmental staff meetings in certain areas of expertise to share knowledge
• Created and implemented policies to be implemented within the team as well as with each individual in accordance with related goals ' and objectives
• Guides Student Finance Advisors by demonstrating personal and professional integrity as outlined in the Apollo Code of Business Ethics
• Attended additional on the job training to further enhance management skills on a continual basis Education
Bachelor of Science in Management
University of Phoenix
January 2012
Skills
• Encompass (5+ years)
• Microsoft Office (10+ years)
• Analytical Skills (10+ years)
• Sales (7 years)
• 10-Key (10+ years)
• Customer Referral Generation (5 years)
• Motivating (7 years)
• Oracle (7 years)
• Peoplesoft (9 years)
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