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Loan Processor Officer

Location:
Decatur, GA
Posted:
November 06, 2023

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Resume:

KELLY WILMOT

**** ******** *****

Atlanta, GA ***45

404-***-****

Email: ********@*****.***

Mortgage Core LLC- Atlanta, Ga. August 2022- Present

Licensed Loan Officer – Responsibilities include meeting with applicants to determine their credit worthiness by reviewing financial information; assist the borrower throughout the home-buying process and monitor their overall status all the way through closing. I also stay current with lending regulations, the economy and market rates.

First Option Mortgage- Atlanta, Ga. December 2021- July 2022

Senior Loan Processor- Processed FHA, Conventional, VA, USDA loans, and non-QM files, such as ITIN loans. Performed all necessary processing tasks, gathered and analyzed all documentation needed for approval. Prepared Closing Disclosures and balanced with the Closing Department. Worked closely with my team to get files to the closing table.

Equity Prime Mortgage - Atlanta, Ga. September 2019 -November 2021

Senior Loan Processor – Issue Lock disclosures once rate is locked, prepared file for Underwriter, collect documents to satisfy Underwriting conditions, issue initial Closing Disclosure, coordinate closing dates with title company once the file is approved, and approve final Closing Disclosure once it is balanced with the title company.

Academy Mortgage Corp – Atlanta, Ga. September 2015 – September 2019

Senior Loan Processor- Processed Conventional and Government loans. Analyzed, reconciled and submitted loan packages for underwriting, obtained and verified underwriting conditions, prepared file for Closing Department once file was clear to close.

Summit Funding Advisors – Atlanta, Ga. April 2014- August 2015

Loan Processor - Worked with Loan Officers, borrowers, and third-party providers to obtain documentation needed for loan approval. I was the main point of contact for the borrower, vendors and closing attorneys. I maintained control of the file from set up to closing.

Community & Southern Bank- Atlanta, Ga. May 2012 – February 2014

Loan Processor III– Performed all processing functions including reviewing the file for compliance, running automated underwriting, such as DU and LP, or preparing the file for manual underwrite. Processed Conventional, FHA, VA and USDA loans.

Mortgage Software: Encompass, Calyx, and Empower

Licenses: NMLS 2397860



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