Have previously done MBA (Banking and Finance) from Institute of

banking and finance, Allama Iqubal Open Univercity Islamabad along with this I possess far better knowledge about IT. I am seriously and solely dedicated towards my responsibilities and duties. I have always strive to add an increasing level to my position by means of hard work. I have the vision to become the Governor of SBP and I am stepping ahead by keeping my vision in consideration.

Post Graduate

October 2007

Banking & Finance, Master of Business Administration, Ali Institute Of Modern Sciences D.G Khan

Allama Iqbal Open University Islamabad

D.G Khan, Punjab

Graduated

April 2005

Mathematics A & B,Physics, Bachelor of Science,

Government Degree College D.G.khan

Bahauddin Zakariya University - BZU,Multan

D.G Khan, Punjab

Completed

January 2002

Fsc. Pre Engineering, Intermediate,

Government Degree College D.G.khan

Board Of Intermediate and Secondary Education D.G.Khan D.G Khan, Punjab

Matriculated

July 1999

Matric (Science), SSC (10th),

Pitafi Public High School Jampur

Board of Intermediate and Secondary Education D.G.khan JAMPUR, Punjab

Zarai Taraqiati Bank Limited Pakistan

Branch Manager / Officer OG-l

JAMPUR, Punjab

Pakistan

March 2022

- Current

Officer Grade-1 / Manager

MUHAMMAD ASIF

MAJEED

PROFILE • ABOUT ME

EDUCATION

WORK EXPERIENCE

Research local market conditions

Identify current and prospective sales and expansion opportunities

Develop forecasts, financial objectives and business plans Banking and

Finance

Accounts

Auditing

Administration

Management

of Assets

Marketing

Microsoft Windows XP/10/11

MacOS,OSX

Core Banking Solution

Microsoft Word

Microsoft Access

Microsoft Excel

Jampur, Punjab,

Pakistan

+92.8580976

asif.majeed@hotmail.c

om

https://www.linkedin.co

m/in/muhammad-asif-

majeed-8499157b

TRAINING &

CERTIFICATIONS

Royal Bank of Scottland

Dera Ghazi Khan Branch,

2009

SKILLS

COMPUTER PROFICIENCY

Zarai Taraqiati Bank Limited Pakistan

Branch Compliance / Officer OG-II

JAMPUR, PUNJAB

Pakistan

February 2016

- October 2018

Zarai Taraqiati Bank Limited Pakistan

Officer Grade -III / Mobile Credit Officer

JAMPUR, PUNJAB

Pakistan

January 2010

- February 2016

Meet business goals and metrics

Direct all operational aspects such as distribution operations, customer service, human resources, administration, marketing and sales

Bring out the best of branch’s personnel by providing training, coaching, development and motivation

Locate areas for improvement

Propose corrective actions

Share knowledge and insights with other branches and headquarters

Manage budget and allocate resources appropriately Address customer and employee satisfaction issues promptly Adhere to high ethical standards

Comply with all regulations/applicable laws

Prepare and present reports on market movement and penetration

Mastermind compliance policies and protocols on behalf of the organization

Develop and implement a compliance program to ensure the organization operates in accordance with state and federal laws Determine compliance metrics and establish a system for tracking them

Sign off on any marketing and advertising collateral to ensure it is compliance

Remain up to date on federal and state laws related to the organization and update policies accordingly

Perform compliance audits to determine whether establish protocols are being followed and where they can be improved Maintain up to date written documentation and policies related to the organization's business activities

Create compliance resource library for staff members to reference when they have questions

Led credit and risk management operations.

Developed and implemented credit risk policies and procedures, managed all loan approvals, and oversaw

compliance for mortgage activities, serving on the firm's Compliance Committee.

Punjabi

English

Urdu

Birthday

20/05/1981

Gender

Male

Marital Status

Married

Nationality

Pakistan

Passport

AV0576132, Expires

02/20/24

Address

Mohallah Arain e Wala near

darbar jaman Shah Jampur

Tehsil Jampur District

Rajanpur

Jampur - 33000

Punjab

Pakistan

LANGUAGES

PERSONAL

INFORMATION

Royal Bank Of Scotland

Trainee

D.G.Khan, Punjab

Pakistan

February 2009

- April 2009

Zarai Taraqiati Bank Limited Pakistan

Officer Grade-1 / Mobile Credit Officer

Jampur, Punjab

Pakistan

October 2018

- March 2022

Sold and originated product morgages by customary and regular involvement in activities related to selling loans away from the office.

Key achievements:

Managed a loan pipeline averaging 50+ loans that totaled PKR.50 Millions in financing.

Awarded Employee of the Year in 2019.

Managed and grew a loan portfolio by regularly exceeding sales targets by 20-60%

Met benchmarks in multiple facets including profitability and credit quality.

• Promoted new business development. Actively extended the client portfolio by bringing in 100+ new clients.

Cooperated with support stall and executive management. Key achievement:

• Generated revenues in excess of PKR 70K monthly

Developed the strategy for the underwriting rules engine and other online processes.

Developed new products to meet market needs.

Developed generic scoring model to monitor newly booked portfolio.

Liaised with rating agencies and mortgage insurance serving as primary contact.

Raised profile of credit risk management and provided best practices throughout the company, elevating awareness for investors, CEO, and sales staff.

Developed and maintained relationships with 50+

loan agents, financial planners, individual borrowers, and formers

Obtained, verified, and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Met with applicants to ohtain information for loan applications and to answer questions about the process

Analyzed potential loan markets io develop prospects for new loans

I, Muhammad Asif Majeed, hereby declare that the information contained herein is true and correct to the best of my knowledge and belief.

Muhammad Asif MajeedDubai, UAE

27/08/2022

DECLARATION

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