Profile

As a student of economics and having * year experience in Financial and market risk management, 1 year experience in Credit risk management, 6 years experience in agency banking, 1 year experience as a head cashier, 3 years of experience as cashier and 2 months experience as a customer service representative, ability of synthesizing critical data from large data sets to determine market trends and offer business solution to mitigate organization' operational, credit and financial (market) risks. collaborated with a team of 10 to 15 members

Professional Experience

Aug 2023 – present

Kabul, Afghanistan

Credit & Financial Risk Manager

Azizi bank

Sep 2022 – May 2023

Kabul, Afghanistan

Senior Financial Risk Officer

Azizi bank

•Review of the Bank’s financial risk (analyses of Risk Weighted Assets and Capital Adequacy may be requested. ICAAP Calculation, Stress Testing, RAROC & profitability and VaR.

•Ongoing pre-sanctioning reviews of planned new investments and placements, at request of Treasury or planned CG exposures, at request of Credit.

•Identify, assess, measure, mitigate and report on the risks which are affecting the Bank’s operations in accordance with the Bank’s Risk Management policies and monitoring processes. Ensure that robust risk controls are maintained to prevent unauthorized exposures.

•Understand, analyze and interpret the political and economic environment in Afghanistan.

Nov 2020 – Sep 2022

Kabul, Afghanistan

Senior Credit Risk Officer

Azizi bank

•Preparing Quarterly Credit Risk Portfolio of the bank.

•Risk assessment and review of the sent files Such as (Bank Guarantees, Public-RIFA Loan files, Letter of credits, MSME Loan and OD/TL) by Credit Department.

•Self-study of APRM program for the purpose of learning and giving its examination at the end and contribute for presentation of assigned part from the relevant book.

Mohammad Edris Safi Senior Financial Risk Officer

ad0f3e@r.postjobfree.com

+93 (0-790-***-***

Kabul, Afghanistan

19 Aug 1992

Married

Jan 2017 – Nov 2020

Kabul, Afghanistan

Senior agency banking officer

Azizi bank

•Focal point to WHO, WFP, UNICEF and governmental Org.

•Coordinating with the organizations and field agents on payment process at many districts of provinces overall Afghanistan.

Mar 2014 – Jan 2017

Kabul, Afghanistan

Agency banking officer

Azizi bank

Responsible of managing the fund and credit the requested amount to the beneficiaries card and facilitate the payment process. Coordinating and clearing all invoices of beneficiaries. Mar 2013 – Mar 2014

Kabul, Afghanistan

Head Cashier

Azizi bank

•Manage and control branch level cash inflow & outflow.

•provides face-to-face services in banks and handles customers' concerns and complaints, handling deposits and withdrawals.

May 2010 – Mar 2013

Kabul, Afghanistan

Cashier

Azizi bank

•Manage and control user level cash inflow & outflow. Mar 2010 – May 2010

Kabul, Afghanistan

Customer Service Representative

Azizi bank

•Handling Customers Requests and Problem solving, giving information regarding Bank products.

•Customer screening based on Compliance matter, sanction screening, OFAC checklist, UN checklist, and FinTRACA checklists.

Job Objectives

Seeking a position in an effective and efficient organization with an aim to contribute positively toward the objective of the organization to the best of my capabilities and to utilize my education excellence in a professional environment to get a sublime position in organization. Moreover, Responsible, innovative, passionate and committed professional with a get-it-done approach with an organization to utilize and improve upon skills keeping organizational and humanitarian objective at the top of my mind. Training and Certificates

General banking Project management

Education

Jan 2008

Kabul, Afghanistan

Graduated from Ibrahim Khalilullah High School

Kabul, Afghanistan BBA in progress (Maryam Institute of Higher Educations) Dec 2007 DEL (International English Language Center) Languages

English

International English Language Center

Pashto

Arabic

Dari

Urdo

Skills

Database development: to reduce the amount of time spent on managing data Credit and Financial risk management

Data analysis

Communication skills (through different trainings for effective communication) Report writing

Problem Solving Skills

Teamwork

References

Mohammad Naweed Yosofi, Chief Risk Officer, Azizi bank ad0f3e@r.postjobfree.com, +93 (0) 77 111 000 4

Jafar Ali Naween, Operation Risk Manager, Azizi bank. ad0f3e@r.postjobfree.com, + 93 (0-799-***-***

Contact this candidate