Loan Processor
Resume:
Some College (No Degree):
Fundamentals of Loan Processing
Capstone Institute
Atlanta, GA
******.***********@*****.***
Skills
• Attention to Detail
• Dedicated Work Ethic
• Loan Closing
• Loan Servicing
• File Management
• Credit Reports
• Document Management
Education And Training
Completed continuing education
in Fundamentals of Loan
Processing
•
Knowledgeable Loan Processor bringing over 20 years of experience in banking and financial positions. Highly skilled in working well with people of all backgrounds to complete loan packages. Goal-driven Loan Processor highly effective at coordinating documents and processes between departments, individuals and government offices.
Nations Reliable Lending, LLC - Loan Processor
05/2014 - 08/2022
Cobalt Mortgage - Loan Processor
10/2012 - 05/2014
Laurie Gillespie
Summary
Experience
• Began employment with NRL because of merger from Cobalt Mortgage Manage and maintain a case load of loans ranging from 15-20 per month and closing 10-15 of those loans monthly
•
Process residential loans including Conventional & FHA/VA, new construction and a few bond loans
•
• Process both purchases and refinances
Maintain all files for completeness, accuracy and compliance following the file through to closing
•
• Validate income, assets, credit, and collateral provided by loan officer
• Submit completed files to Underwriting
• Obtain, review & resubmit documents requested by the underwriter
• Monitor loan closing dates to assure needed deadlines are met
• Communicate with Loan Officers, Buyers, Agents, Title Companies and Builders Ordering out all files for title work, appraisal and all verifications employment and SS numbers
•
• Doing follow ups for all order outs
• Currently working remotely since 2016
Reviewed and verified borrowers' income, credit reports and property appraisals to prepare documents for underwriting.
•
Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
•
Supported loan officiant and underwriter teams by ensuring timely, judicious and accurate loan processing.
•
Maintained fast-paced schedule by consistently providing satisfactory application approval turnaround times.
•
• Created and completed loan submission packages.
• Managed conditions sent from underwriting departments. Maintained complete confidentiality of submitted information according to release guidelines.
•
Bank Of America - Home Service Specialist II
03/2012 - 09/2012
Home Town Lenders - Senior Loan Processor
11/2011 - 01/2012
• Filed completed packages quickly and efficiently. Discussed loan needs and financial histories with clients and conveyed information regarding application processes.
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Evaluated financial statements and contacted institutions and customers to clarify details.
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Completed closing process by collaborating with attorneys, title companies and government clerks.
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Interfaced with borrowers to obtain needed items and prepare applications for underwriting review.
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Conducted customer interview, validating information submitted in loan documents.
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• Helped lending staff set up files for new and existing loans.
• Reviewed initial client documentation to structure and submit loan package.
• Conducted post-closing review of loans to verify documentation requirements. Inspected loan package documentation to spot suspicious or fraudulent documentation.
•
• Calculated income, assets and liabilities to meet lender requirements. Structured loan packages by properly analyzing credit reports, income and asset documents.
•
• Branch Manager merged with Nations Reliable Lending (above) Manage and maintain a case load of loans ranging from 30-40 per month and closing 10-15 of those loans monthly
•
Maintain all files for completeness, accuracy and compliance following the file through to closing
•
• Process conventional refinances and MHA loans
Obtain, review and resubmit documents requested by the underwriter (files were submitted to UW before coming to processing)
•
• Monitor loan closing dates to assure needed deadlines are met
• Communicate with Loan Officers, Borrowers, Title Companies/Attorneys
• Taking Bank of America classes to obtain Level 1 & 2 signing authority Manage and maintain a case load of loans ranging from 15-20 per month and closing 10-15 of those loans monthly
•
Process residential loans including Conventional, FHA/VA, USDA, 203K streamline
& Ga Dream
•
• Process both purchases and refinances
Maintain all files for completeness, accuracy and compliance following the file through to closing
•
• Submit completed files to Underwriting
• Obtain and review and resubmit documents requested by the underwriter
• Monitor loan closing dates to assure needed deadlines are met Communicate with Loan Officers, Buyers, Sellers, Agents, Title Companies/Attorneys and
•
• Builders
America Home Key - Senior Loan Processor
08/2009 - 11/2011
TB&W Mortgage / Home America Mortgage - Senior Loan Processor 03/1998 - 08/2009
Manage and maintain a case load of loans ranging from 10-20 per month and closing 7-15 of those loans monthly
•
Process residential loans including Conventional, FHA/VA, USDA, 203K streamline
& Ga Dream
•
• Process both purchases and refinances
Maintain all files for completeness, accuracy and compliance following the file through to closing
•
• Submit completed files to Underwriting
• Obtain, review and resubmit documents requested by the underwriter
• Monitor loan closing dates to assure needed deadlines are met Communicate with Loan Officers, Buyers, Sellers, Agents, Title Companies/Attorneys and
•
• Builders
Order out all needed documentation including VOEs, case numbers, appraisal request and title request
•
• Gathering needed post closing document
Managed and maintained a case load of loans ranging from 30-70 per month and closing 30-40 of those loans monthly
•
Processed residential loans including Conventional, FHA/VA, USDA, 203K streamline
•
• Processed both purchases and refinances
Maintained all files for completeness, accuracy and following the file through to closing
•
• Submitted completed files to Underwriting
• Obtained, reviewed & resubmitted documents requested by the underwriter
• Monitored loan closing dates to assure deadlines were met Communicated with Loan Officers, Buyers, Sellers, Agents, Title Companies/Attorneys and
•
• Builders
Contact this candidate