Thai T. Pham

***** ************ **, ****** *****, CA 92843

Cell Phone: 714-***-****; Email: ad0c4h@r.postjobfree.com Work Experience

Senior Conventional & Government Underwriter

**/**** - **/**** - **** Lending Inc (Work Remote)

- Mortgage underwriting, both manually and through AUS for the following programs: VA, FHA, & Conventional.

- Underwrite Conventional, FHA & VA loans to meet investor guidelines.

- Maintain current turn times on new underwrites, condition review files and email responses.

- Review loans for second review and decline.

- Review and submit responses for loans selected for QC audit.

- Assist post-closing with issues in purchasing conventional loans and insuring government loans.

- Effectively communicate with third party vendors, loan officers, processors, account executives and internal staff to facilitate smooth transition of loan files from underwriting to closing. Education

1996-1998 Santa Monica College, Associate Arts Degree in Business Administration 1998-2000 California State University of Long Beach, Bachelor’s Art Degree in Business Finance Achievements

- DE Chums (HX62), obtained 2016

- VA LAPP/SAR (022045), obtained 2021

- Loan program knowledge:

FHA

VA

Efficient with LendingQB,

Encompass, DU, LPA, FHA

Connection, VA Portal

MS Office (Word, Excel,

Outlook, Teams)

Additional work history from 2003-2007 to be provided upon request. Work and personal references to be provided upon request.