Human Resource Risk Management

SAAD MALIK

** ***: ** **th ***-Street ***-****, Apartment Email: 2N, saadmalik1990@Elmhurst, 11373 hotmail.New com York An skills, Professional strategic communication energetic, who goals. creates in motivated skills driving Ability success to help creativity and to highly align implement, via all hard using dynamic tasks work leadership coordinate with professional and organizations transforming skills and with to execute bring strategy. excellent obstacles about projects strategic, organizations into through administrative achievements. efficient desired EDUCATION:

Masters (Riphah September-International of Sciences 2016- August-in University, Management 2019) Lahore, (Majors Pakistan Human Resource Management)

Master’s (National May-2014- College in Business September-of Business Administration 2015) Administration (Banking & Economics, & Finance) Lahore, Pakistan PROFESSIONAL EXPERIENCE:

Organization: Askari Bank Limited - Pakistan

Designation: Department: Duration: Senior External 01-January-Officer Agencies 2021 EAMU – Management 27-September-Unit 2023 (Risk Management Group) Role Description

The external agencies different in Development case primary of agencies are valuation major safeguarding purpose of or framework including repetitive process of this the related legal job discrepancies. Bank’s for was firms, screening, to the interests lending. PBA screening, approved on-Timely by boarding meeting on-reporting evaluators, boarding, the & supervision: criteria and coordination etc actions and / benchmarks ensuring in and terms supervision that set of de-external for listing of Screening, Responsible the Review strategy; Effectively Property Set Develop Develop criteria Bank’s on-boarding & reporting internal Valuation refine policy manage / for benchmarks formulating framework reporting & & mechanisms on-processes as orientation well boarding for as mechanism; on framework evaluation Legal and periodic for process of best external advisors/external practices basis for along of external screening agencies; agencies; Lawyers; to with align followed the agencies the of monitoring external same in banking before with agencies and on-the industry; boarding; assessment Bank’s on the business basis of of Monitoring, Identify evaluators Screen provisions/Orientation minimum supervision, external the expectations; for requirements; of potential consent evaluators agencies direction evaluators to on be with the on & the the de-basis from Bank’s panel listing: of the internal of business active the bank; members benchmarks requirements of PBA and so and regulatory that liaison they with meet the

Monitor Feedback external Engage with external agents; from external branches/agencies agents area/as for per regions deviations set criteria and reported different and standards; from departments different on counters; performance of Recording, Initiate Set Visit problems Provide improving deterrence reporting branches process training/and portfolio create and against & of capacity compliance; de-conduct quality a listing feedback portfolio building periodic performance; in case frauds loop; to of meetings branch major during or staff of monitoring repetitive the regarding respective deviations; and collateral control region/activities; management area to discuss / in

Maintain Ensure Prepare management; Engage compliance, compliance with and records risk provide external etc; of of agency regular agencies prudential on-reports for boarding regulations rectification on the approvals/performance and of bank’s deviations listing, internal of de-external reported listing; policies agencies by branches, & procedures; to audit, Organization: Faysal Bank Limited - Pakistan

Designation: Department: Duration: Risk Credit 01-Feburary-Control Administration Officer 2019 – 30-Department December-2020 Role Description

Ensure portfolio Perform Conduct Identify verification Maintain procedures; Update Prepare procedures; Be involved o o o o Reviewing Review Conduct Perform procedures loan Pre- follow-verification and and as up-per checks in and files and to-report submit ad-documents date up mandate onsite post- checks in hoc of verification to system and checks loan any Risk projects management disbursement visit accurate on given application anomalies, Supervisor; submitted within to prior completion business or checks by assignments. to credit management defined on-reporting loan form for discrepancies as boarding and/decisions referred application of turnaround verification for loan or completeness in customers/encompassing of by documents in accordance Client; or accordance Verification for time; and suspicious authenticity guarantor document and as but with with Officers; accuracy; per not matters internal and premises; internal handling limited standard completeness; noted policies to policies of the:operating the during - loan and and Organization: Designation: Department: Duration: Role Description JS BCOT Branch 30-Bank November-Executive Catchment Limited 2017 Optimization - – Pakistan 31-January-Team 2019 1. 2. 3. 4. 5. 6. 7. Managing strategy Acquire empathy, Advise financial Perform policies Perform for Provide Cross extending sell retail and new highest to acceptance ongoing needs credibility, various & enhance increasing procedures. retail clients basic and level servicing products clients banking objectives. current on checks and of their the customer ethical through assigned of such and services. account personal retail on-conduct. as service. developing boarding Consumer client Current deposit. financial accounts Account of and professional needs retail Insurance and clients (and CA) identify objectives sales relationships in products accordance any target potential by to analyzing based achieve with opportunities on established bank their trust, wide RESEARCH PUBLICATIONS:

Research Paper Published and Presented at 24th IAMB Conference Paper Organized URL: Title: by: Entrepreneurial comparative students International in www.collaboration icmbt.in Pakistan. org Academy analysis with intentions University of of Management business among of Wollongong, and university & Business, engineering Dubai Maryland graduates: UAE technology USA A RESEARCH WORK:

Partake Participated Education as Endowment a team as a team member member Fund in and “Brand in Azra “7th activation Naheed QAT (quality Research of Daily assurance Nai and Baat” Development test) in conducted 2011. Center” by Punjab REFERENCES

Will be furnished on request.