Office Sales Executive

Vaitheswaran .V

Mobile: 984-***-****

Email: ***********@*****.**.**

Career Summary

Banking/Finance professional & marketing with 8.6 years of experience in, SME Loans, Mortgage Loans and Gold loans, Specialized in Credit Appraisal, Working Capital, Term Loans, Other Fund Based Limits and Credit Operations. Skilled in Client relationship management, team management and end to end process of loan process and credit underwriting.

Career Objective

To be challenging to take up task-oriented career which provides avenues to put forth my efforts and accomplish the objectives of the organization and to grow personally channeled with service orientation and with a firm positive thinking.

Work Experience (Recent First)

IndusInd Marketing Financial Services Pvt. Ltd. (Subsidiary of Indusind Bank Ltd.)

IndusInd Bank is one of the leading midsized private sector Bank in India. They have branches across India and abroad. They have their registered office at Mumbai.

Designation: Business Executive – Agri SME (WHR)

Tenure: 2 Years 2 months (Dec-2014 to till date)

Job Responsibilities:

Co-ordination with the client and business team for hassle -free completion of process in sourcing business for working capital, term loan and LAP

Preparing proposal note and Coordinating with business analyst and credit for getting sanction

Execution and verifying the loan documents of clients in line with bank in terms & Policy and ensuring correctness.

Scrutinizing the security documents in line with legal opinion and valuation reports

Processing Limit setup and disbursement in coordination with operation team

Ensuring timely repayments and review/renewal follow-ups with client on regular basis

Addressing client requests and servicing clients in terms of Quality and TAT

Handling email queries, timely completion of business and client requirements

Keep accurate records and documents pertaining to the business portfolio

Currently handling/ servicing portfolio size of Rs.150 Crs with more than 30 clients.

1.Kotak Mahindra Bank Ltd., Coimbatore

Kotak Mahindra Bank is one of the leading midsized private sector Bank in India. They have branches across India. They have their registered office at Mumbai.

Designation: Business Executive – Agri SME

Tenure: 1 Years 4 months (July-2013 to Nov 2014)

Job Responsibilities:

Co-ordination with the client and business team for hassle -free completion of process in sourcing business for working capital, term loan and LAP and preparing proposal note

Coordinating with business analyst and credit for getting sanction

Execution and verifying the loan documents of clients in line with bank in terms & Policy and ensuring correctness.

Scrutinizing the security documents in line with legal opinion and valuation reports

Processing Limit setup and disbursement in coordination with operation team

Ensuring timely repayments and review/renewal follow-ups with client on regular basis

Addressing client requests and servicing clients in terms of Quality and TAT

Handling email queries, timely completion of business and client requirements

Keep accurate records and documents pertaining to the business portfolio

Have managed/ serviced portfolio size of Rs.80 to 100 Crs with more than 20 clients

2.AMUL ICE CREAM (GCMMF) – Coimbatore (Amman Agency – Super stockiest)

AMUL ICE Cream is one of the leading dairy products/Ice cream supplier in India. Its running by Gujarat state government and they are procuring milk directly from formers, also they have own production units in many places like Bangalore, Gujarat, Nagpur, Walsat, Pondicherry they have branches across India. They have their registered office at Gujarat.

Designation: Business Executive cum Accounts in charge

Tenure: 2 Years 3 months (March-2011 to June 2013)

Job Responsibilities:

Maintaining the stocks in Godown with required volume,

Create intent for requirement of stock for godown,

Conducting the stock audit based on stock statement with the stock availability,

Preparing invoice based on clients/distributers requirements,

Dispatching the products as per invoice to the various locations of the respective distributers in south Tamil Nadu.

Ensuring timely delivery of product with coordination with logistics

Addressing client/ distributers requests and servicing clients in terms of Quality and TAT

Keep accurate records and documents pertaining to the company

Founding the new retailers and expand the location coverage, with placing the products to the retailers.

3.TATA DOCOMO – Coimbatore (Amman Agency - Super stockiest)

Designation: Sales Executive

Tenure: 1 Years 9 months (Jun-2009 to March 2011)

Job Responsibilities:

Selling the telecom products to the retailer like sim Card, Data Card, recharging coupons, to push the retailers for selling the big volumes,

Given a support to achieve the company rewards as per target given by us

Achieved targets given by the company for the region.

Educational Qualifications

Examination/Year of Completion

Principal/

Subsidiary Subject

Name of the Institution / University

% of

marks

B.S.C

2009

Computer Science

Dr. SNS Raja Lakshmi College of Arts and Science, (Bharathiyar University) Coimbatore.

65%

HSC (+2)

2006

State Board

(Biology Group)

T.R.A Higher Secondary School, Coimbatore.

63%

SSLC (10th)

2004

State Board

T.R.A Higher Secondary School, Coimbatore.

86%

Languages Known

To read - English, Tamil

To write - English, Tamil

To speak - English, Tamil

Computer Skill

Diploma in MS-office (MS-office & Internet)

Working knowledge on Finacle, Fincore (Banking Software)

Working knowledge in different operating systems (All Windows OS)

Have practical knowledge about computer hardware assembling and installation of systems

Personal Details

Father’s Name : Mr. M. Venkatachalam

Date of Birth & Age : 19.10.1989

Sex : Male

Marital Status : Married

Religion : Hindu

Nationality : INDIAN

Hobbies/Interests : WATCHING MOVIES, MUSIC

Permanent Address : No.43, Phone Karadu, Madayankuttai – PO,

Navapatti, Mettur Dam – 636452.

Declaration

Hereby, I assure that the information furnished above is true. If I get an opportunity to work in your concern, I assure that I shall discharge my duties to the fullest satisfaction of my employer and to the best of my ability.

Date : Yours sincerely,

Place: (Vaitheswaran .V)

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