SNS

OBJECTIVE

To share my knowledge of F.H.A. Loans and to help the processors and loan officer to receive more approvals and close more loans.

I am a self-starter I can work independently or within group to bring a project to fruition

SKILLS

I am experienced with Point

E Compass Freddie Mac DU

F H A Prospector, Microsoft Word. Excel, Publisher.

If you wake up in the in the morning and you are on the up side of the ground everything else is will be OK

SAMUEL N. SPEAR

MORTGAGEPROSSESOR/ F.H.A. UNDERWRITER & TRAINER

PHONE: 909-***-**** E-MAIL aczflv@r.postjobfree.com

EXPERIENCE

OTR DRIVER/TRAINER MAY 2013 TO FEBUARY 2014

HENDERSON TRUCKING

Obtained and maintained proper paper work for pick up an delivering of material.

Maintained on time delivering no driver failers

Trained new truck divers

Submitted weekly reports on new drivers

Maintained DOT required records for Driver/ Tractor and Trailers

Operated tractor trailer combination in urban, suburban and rural areas.

OTR DRIVER/ TRAINER OCTOBER 2012 TO MAY 2013

C R ENGLAND TRUCKING

Obtained and maintained proper paper work for pick up an delivering of material.

Maintained on time delivering no driver failers

Trained new truck divers

Submitted weekly reports on new drivers

Maintained DOT required records for Driver/ Tractor and Trailers

Operated tractor trailer combination in urban, suburban and rural areas.

PROCESSOR/UNDERWRITER/ REAL ESTATE CONSULTANT

SPEAR AND ASSOCIATES DECEMBER 2009 TO 20012

Counseled clients on current residential mortgage conditions

Educated clients on the current real estate market

Created incentives for agents and buyers and strategies for agents and sellers

Reviewed purchase agreements, loan documents and closing statements.

SENIOR PROCESSOR/OFFICE MANAGER UMC INTERNATIONAL SEPTEMBER 2007 TO DECEMBER 2009

Oversaw the day to day business of the office

Recruited, Trained new real estate agents, loan officers and processors

Monitored four project budgets, schedules,

Reduced overhead by 50%

Increased company market share by 90%

Created and maintained accounts receivable and cash flow program

Operations Manager CITI financial June 2006 to January 2007

Oversaw projected approval and funding of 150 to 300 loans per month

Developed and shared best loan processing practices including revising loan processing protocol across the company

Oversaw the development and launch of regional processing center to bring online 300 plus offices statewide

Senior Processor Fish Realty June 2005 to June 2006

Senior processor/Credit officer

Worked with loan officers and processors from the loan application to funding

Reviewed credit reports, appraisals, title reports and escrow instructions to insure compliance with lender guide line

Trained loan officers and processors on the different loan products that were available

Senior Processor First Mortgage Corp. May 2004 to June 2005

Senior processor/Credit officer

Worked with loan officers and processors from the loan application to funding

Reviewed credit reports, appraisals, title reports and escrow instructions to insure compliance with lender guide line

Trained loan officers and processors on the different loan products that were available

Operations Manager RESCOM April 2003 to 2004

Assisted processors with complex loans

Trained and assisted loan officers

Insured all staff adhered to all state and federal compliance guide lines

Performed daily review of loans in company data base

Analyzed perspective borrowers credit and financial status

Reviewed appraisals and title reports to insure accuracy

Created quartile and annual financial reports

Generated weekly and monthly reports projecting funding’s

Wholesale Operation Manager Mortgage One Corp.

May 1998 to June 2003

Oversaw the daily operation of wholesale representatives

Managed 150 TPO Brokers

Developed and managed annual operating budget for wholesale division

Recruited and trained wholesale and retail loan officers

Oversaw the development of and launch of new mortgage rates and metrics

Increased company market share by 75% in the first year

Teacher ASMB May 1998 to June 2007

(American School of Mortgage Banking)

Taught F.H.A. loan origination, processing and underwriting

Taught Conventual loan processing and underwriting

Phone: 909-***-****

E-Mail aczflv@r.postjobfree.com

Contact this candidate