William Harvey

* ***** ******, ******** ****, CA 91360

acz9gu@r.postjobfree.com 925-***-****

PROFESSIONAL SUMMARY

Commercial Lender - Relationship Manager - Agribusiness Lender - Business Development Officer Formal Credit/Financial Analysis Training - Advanced Sales Skills - Excellent People Skills Establishing/Growing COI's - Profitable Book of

Business/Short Time Window - Community Involvement EMPLOYMENT HISTORY

Owner/sole proprietor, Fault Line Funding Solutions 1999 - Present Thousand Oaks, CA

Solicited loans/lines for mid-sized businesses.

Business development, relationship management, underwriting. Facilities placed from $450K-$6.5M.

2014 volume placed of $17.2M.

2015 volume placed of $12.6M.

• Achieved Volume of $17.2M in 2014

• Achieved Volume of $12.6M in 2015

National Major Accounts Manager, Whirlpool Financial Corporation 1994 - 1997 Benton Harbor, MI

Managed the PRIVATE LABEL CREDIT PROGRAM for THE GOOD GUYS electronics chain. 85 stores in 4 states. Responsible for training of all sales associates in areas of Truth In Lending, Disclosure Laws. Full P&L for $300M in A/R.

• Increased A/R by 20% over 2 years

• Reduced Overall delinquency by 1.5%

• Expanded Opened 12 stores in 2 years

Loan Officer/AVP, VP, Agribusiness, Commercial, RVP, Bank of America, Lloyd's Bank, United California Bank 1972 - 1986

Various, CA

Lending/ installment, commercial, agribusiness. Business development, relationship management, underwriting. Personal authority of $2.5M. Portfolios of $265M. Staff of 45 covering operations, sales and collections. Skilled in structure, pricing and docs.

• Grew AG portfolio by 135% in 18 months

• Generated Largest commercial facility(non real estate) to date in Sacramento for Lloyd's.

• Exceeded Loan production goals by 70% for Lloyd's in Sacramento. Independent Consultant, Self 1989 - 1994

various, CA

Solicited/placed loans/lines for commercial businesses. Business development, relationship management, underwriting.

Facilities from $300K-$4.7M.

• Achieved Volume of $10.5M in first year

EDUCATION

M.B.A, Bank Administration, California State University Bakersfield, 1991 Bachelor of Science, Business Administration/Marketing/Sales, University of Southern California, 1972 NATIONAL MERIT SCHOLARSHIP HIGH SCHOOL

4 years tuition paid at USC.

1971 NCAA WORLD SERIES CHAMPIONS/BASEBALL

3 years varsity baseball, catcher.