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Resume:
Laurie L. Higgins
***********@*****.***
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Mortgage Loan Underwriter with over 15 years experience. Extensive experience in financial analysis of credit, income, assets, title and appraisals. Proven ability to verify accuracy of documentation and meeting deadlines. Works well under pressure in fast paced environment. Detailed oriented team player dedicated to providing excellent customer service. Professional Experience
First American / Interthinx
Senior QC Residential Mortgage Underwriter 2012 – 2017
• Underwrote 6 to 7 loan's per day for over 20 lender's.
* Reviewed all lender guidelines.
* Notified lenders of any incorrect or missing documents and signatures.
* Reviewed QC VOE's, VOD's, VOG's and credit reports to verify all information was Correct at time of closing.
TD Service Financial 2 011 - 2012
Special Services
* Input all new senior lien monitor files into AS400 and LPS.
* Monitored the senior lien trustee for the junior lien holder.
* Ordered and reviewed all documents related to the property. Land America through K-Force 2 008-2009
Senior Lien Monitoring Specialist / Default Services
* Reviewed and maintained up to 600 foreclosure accounts.
* Hired Attorney to protect the junior lien holder.
* Monitored senior line holder.
* Notified junior line holder of sale date for the senior lien foreclosure.
* Ordered payoff demand from senior attorney, requested bidding instructions from the junior lien holder and notified them of the sale results. Fremont Investment and Loan 2 003 – 2007
Senior Residential Mortgage Underwriter
* Underwrote and performed quality control of all sub-prime products and insured investor guidelines were met.
* Performed cash-flow analysis for all not-owner occupied properties.
* Signed off all conditions and underwrote minimum of 6 loans per day.
* Worked closely with all departments and clients to insure closing of loans in a timely manner.
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