Loan Processor Real Estate
Resume:
Alejandra Cervantes
Altura Credit Union Riverside Ca
Real Estate Loan Processor May 2016 to Oct 2016
Review all information in loan accuracies
Prepare file for initial disclosure and California disclosures for member
Order payoff verify payoff match title commitments
Obtain past and recent tax information
Request for new Appraisal and run UCDP form Fannie Mae and Freddie Mac
Request payoff demands
Request SSA and 4506T from Equifax
Follow up for received of documents and continue to track until file is complete
Maintain list of outstanding conditions
Submit file to RADIAN
QC File for Pre-Closing on Doc Magic
National One Mortgage Corp.
Riverside, CA 92508 Asst. Loan Processor May 2015 to May 2016
Review all information in loan accuracies
Export to E docs
Follow up for received of documents and continue to track until file is complete
Scanning, Email, Fax Loan Documents and VOE, VOR, VOM
Order payoff verify payoff match title commitments
Obtain past and recent tax information
Assist scanning MDIA Initial Loan Disclosures
Assist scanning CA Disclosures
Assist scanning prior to Doc's conditions
Assist scanning prior to Funding Condition
Follow up On Escrow, title and appraisal
Follow up on Loan submission for timely turn around
Review pipeline report for accuracy and turnaround times
Cu-Direct Credit Union Student Choice Loan Processor June 2014 to Oct 2014 Ontario, CA
Calling student regarding missing items
POI/POM missing items/call
Terminations loans
Declines loans
Supplemental documents
Export to E docs
Mailed out letters on dashboard for student
Update POI calculation for student loans
Remove driver license expiration date on
Simplicity Bank Real Estate Sr. Loan Processor Dec 2012 to March 2013
Covina, CA
Reviewed all information in loan file for accuracy
Reviewed analyze and verify all credit report and financial docs
Calculate income on an income worksheet, debt ratio and LTV insure loan meet guidelines
Perform automated underwriting process as necessary
Maintain list of outstanding condition, follow up for received of documents and continue to track until file is complete.
Account for all fee to charge at time of closing and those collated prior to closing
Maintain constant contact with LC regarding progress of the loan and income documents
Follow up On Escrow, title and appraisal
Follow up on Loan submission for timely turn around
Review pipeline report for accuracy and turnaround times
Bank of America Home Loans Home Mortgage Specialist (Level III) 2/2009 to 06/2011 San Bernardino CA
Print PPO work order requests
Fee on database outlook
Complete contractor bid request (data entry)
Cancel and re-order late order work requests
Extension for grass cuts
Client due date
Deny Orders
QC FHA orders
QC missing approvals
Vacancy Review
FHA approvals
Wells Fargo Home Loan Mortgage SR. Loan Processor (MS) 04/2002 to 04/2007
Level I Underwriting
Reviewed all information in loan file for accuracy
Reviewed analyze and verify all credit report and financial docs
Calculate income on an income worksheet, debt ratio and LTV insure loan meet guidelines
Perform automated underwriting process as necessary
Maintain list of outstanding condition, follow up for received of documents and continue to track until file is complete.
Account for all fee to charge at time of closing and those collated prior to closing
Maintain constant contact with LC regarding progress of the loan and income documents Continue to tract until the file is complete.
Wells Fargo Home Loan Mortgage Loan Processor (MS) 07/2001 to 08/2002
Processing of FHA / VA Conventional home loans
Review all information in loan accuracies
Receive analyze and verify all verifications
Calculate income
Perform automated underwriting process
Review Pipeline report reposts for accuracy and turnaround time Prepare file for docs
Review analyzes and processes all docs in the basket throughout the day.
Education:
West Covina High School General Education
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