Financial Analyst

N NISHANTHI ANTONY

Email: ******.**********@*****.*** Mobile: +1-484-***-****

Objective:

Enhance my working capacities, professional skills, business efficiencies and to serve the organization with sheer determination and commitment.

Summary:

Financial Analyst with over 5 years of experience in Financial, banking and Investment Banking Sectors with all phases of the Project Development Life Cycle.

Working experience in Credit risk analysis.

Working experience in customer relationship management.

Strong demonstrated analytical skills, with financial modeling and analysis experience.

Compile and generate spreadsheets capturing key data related to company’s active contracts.

Research, update, and validate data underlying spreadsheet production and strategically fill gaps.

Create pivot tables and modify spreadsheets to achieve analytical goals.

Manage spreadsheets and maintain data currency to ensure accurate data availability for managers and decision makers.

Develop and implemented standard operating procedures to bridge data gaps and resolve related issues

Expertise in Tableau deployment tool like streamlining the entire process and promoting user adoption within the organization.

Mapping data in Tableau Automating and transforming workbooks and delivering capabilities in the user friendly GUI.

Knowledge of Fixed Income Securities, Equities, Futures, Brokerage, and Collateral Debt Obligations (CDO) Management.

Knowledge of Capital Market Infrastructure

Working experience with Treasury Management.

Knowledge of business processes in Capital Market Infrastructure Entities

Knowledge of the Basel Committee on Banking Supervision (BCBS) to enhance understanding of key supervisory issues and improves quality of banking supervision.

Good knowledge on Agile, Waterfall, Object Oriented Analysis and Software Development Life Cycle (SDLC) processes

Experience in Requirement gathering through participating in workshops, and JAD sessions with clients, developers, and QA Analysts, and referring to existing system documentation and procedures.

Well-versed in documenting Business Plan, Requirement documents, Functional Specification documents, and Standard Operating procedures

Experience in Conducting Market Research, Feasibility Studies, Data Analysis, System Analysis, Gap Analysis and Operational Risk Analysis.

Experience in conducting GAP Analysis, Risk Analysis, SWOT Analysis, Cost-Benefit Analysis (CBA), Net Present Value Analysis (NPV), Return on Investment Analysis (ROI), and Break Even Analysis.

Defect/Bug Management and Test Management software.

Knowledge in SQL programming skills, strong understanding of data warehousing concepts.

Proficiency in use of Financial Models using Microsoft Office Suite.

Excellent working knowledge of the employee benefits programs and ancillary coverage

Good knowledge of billing processes and reconciling invoices

Track projects and Business requirements through formal documentation.

Experienced in liaising with insurance companies and fetching the best health insurance plans

Skilled in monitoring benefits enrollment and researching new benefits options

Excellent oral and written communication skills with ability to communicate with all levels of Management and team members.

Conducted quantitative and statistics analysis to track and monitor operations performance, improved pricing reliability

Possess exemplary requirement gathering, coordinating meetings, technical writing, presentation, listening, and time management, inter-personal, organizational, interpretation, problem escalation, leadership, decision-making, motivational, issues management, and influencing skills.

Experience identifying and implementing sustainable “best practice” solutions and procedures.

Ability to effectively handle multiple priorities, concurrent projects and aggressive deadlines.

Strong Knowledge of Supply Chain Management, Financial Analysis, Business Forecasting, Enterprise Resource Planning (ERP), Customer Relationship Management (CRM), Fixed Income Securities (bonds, stocks etc.) and Mutual Funds.

Good Knowledge on SAP Functional Transactions.

Documented audit procedures and cross reference work papers.

Managed multiple audits at the same time

Utilized computer skills to increase audit efficiency

Excellent networking skills to strike rapport with Business associates and colleague

Technical Skills:

Databases:

SAP, Oracle,

Office Tools:

MS Word, Excel, Visio, PowerPoint, and Photoshop, MS Access.

Testing Tools:

HPQC / ALM.

Methodologies:

Six Sigma. Agile.

Operating Systems:

Windows 7/XP/Vista, Mac OS X.

Project Management:

Microsoft Project Professional, Microsoft Office Suite.

Programming/Languages:

C, C++.

Business Modeling Tools:

Microsoft Visio, Rational Rose.

Business Intelligence Tool:

Tableau 10.0.

Requirement Management Tools:

SharePoint, Solution Manager

Professional Experience:

The Dow Chemical Company Oct 2016 – March 2017

Role: Financial Analyst

Description: Dow manufactures plastics, chemicals, and agricultural products. With a presence in about 160 countries, it employs about 54,000 people worldwide. Dow has been called the "chemical companies' chemical company. Dow sells directly to end-users primarily in the human and animal health and consumer products markets. Dow is a member of the American Chemistry Council.

Responsibilities:

Involved in full life cycle implementation, which includes Requirements gathering, Gap Analysis, Blue printing, and Development, Testing, Reporting, Go-live and Post Go-live support.

Gathered user requirements, mapping against delivered SAP content, and translating into a coherent design document.

Developed Business Intelligence (BI) Reports and Structures via BEx. Developed BW reports using BEx analyzer, created queries with variables, restricted key figures, calculated key figures, conditions, exceptions etc.

Worked on sales reports like Order to Cash (OTC), Weekly Deliveries, Sales Values, and Incoming Orders.

Conducted quantitative research on technical and fundamental modeling factors.

Analyzed masses of unstructured data to develop structured quantitative analysis as per company requirements.

Develop, conduct and administer financial analysis projects, reconciliation, and Analysis.

Provide financial analysis for business/function, budget and forecast process and consolidate information for these processes.

Develop robust financial models and perform ad hoc financial forecasting, Analysis and modeling.

Deal with confidential data, meet deadlines consistently, and develop and Maintain spreadsheets to support administrative functions.

Compile and analyze financial information related to actual and projected Performance targets for individual clients.

Prepare and interpret financial statements and budgeting at the facility or corporate level.

Consolidation / reporting of financial data from multiple systems.

Ability to research and investigate data discrepancies, provide data validation Reports and understand system processes.

Responsible for the development of various Test Cases/Scenarios and validation of BI reports at various stages of testing such as Unit Test to validate data load, report testing and delta verification and detailed Integration Testing for various test case scenarios.

Performed Functional Testing to test the system settings and custom developments, to make sure that the development or configuration works as designed and the data is accurate.

Create and execute test cases while adhering to established software quality standards in general for measuring software quality.

Analyze key financial indicators that provide financial and business insight to senior management.

Ensure accurate financial reporting on projects with accruals and cost reviews for Client billings.

Developed and established new hire benefits orientation for all union and non-union employees.

Reviewed employee benefits programs and recommending changes.

Administered maternity benefits and disability benefits programs

Build strong relationships with key stakeholders and become a trusted partner to Business/product leaders.

Created management representation letter comments and recommendations and draft audit reports for management review.

Assist in preparation and review of capital expenditure requests as the Financial Analyst. Improve administration of capital expenditure request process.

Identifies assets and skills required for successful project delivery.

Followed Agile Methodology for project Implementation.

Housing Development Finance Corporation (HDFC) Limited April 2014 – June 2016

Sector: Banking and mortgage

Role: Financial Analyst

HDFC is a leading provider of Housing Finance in India. It provides diversified Financial Services - Banking, Insurance (Life and General), Asset Management, Realty, Real Estate Venture Capital, Education Loans. Its Primary Objective is to enhance the residential housing stock in the country through the provision of Housing Finance in a systematic and professional manner, and to promote home ownership.

Responsibilities:

Credit and Business Risk Analysis of companies across various industries.

Credit and Business Risk Analysis of individuals across various profiles.

Financial credit risk analysis of individual to ascertain the credibility and repayment capacity

Optimal debt structuring based on clients requirements.

Followed Agile Methodology for project Implementation.

Generating reports to highlight Insights and recommendations based upon the analysis.

Providing Ideas to Senior Management on process Reengineering and Business development.

Analysis of MIS reports on monthly basis to study and interpret business patterns.

Conducted research investigation of all discrepancies.

Managing and participating in branch operations.

Customer relationship management.

Involved in GAP Analysis, Risk Analysis and Technical Feasibility study with the technical leads and other SME's.

Conducted timely requirement review sessions with the Stakeholders and business and end users.

Created a dashboard in Tableau tools to generate expenses a detail of internal and external employees of travel expenses across oversees as well as project expenses.

Created a quarterly sales dashboard whereas comparison of Last year’s VS Current year of financial report to support month end performance analysis.

Conducted quantitative analysis of financial data to forecast revenue, identify future trends, and assess risk associated with capital expenditures, acquisitions, and joint-venture projects for large real estate investment firm.

Planned and conducted operational and financial audits to confirm financial statements are fairly presented in alignment with GAAP.

Assisted HR personnel in hiring, and implementation of benefit plans.

Supervised audits for employee benefit plans, including retirement plans and defined benefit pension plans. Identified internal control weaknesses and recommended corrective actions.

Managed annual benefits open enrollment process and wellness activities.

Maintained benefits tables in HRIS system.

Worked closely with third party administrators to resolve any claim or eligibility issues.

Produced monthly health and welfare management claim and expense analysis report.

Conducted extensive statistical analysis to optimize the company’s stock trading.

Managing and participating in Capital Calculations and Budget Analysis of the branch

Tube Investment Diamond Chain (TIDC) Jan 2012 – March 2014

Role: Finance Analyst

Tube Investment Diamond Chain is one of the India’s leading manufacturers of power transmission chains for the agricultural, automotive and industrial segment and it is a part of Murugappa Group.

Responsibilities:

The project was to study the leaf chain process and to identify the major problems in the process. Suggested methods of improving the process through shortest processing technique and autonomous maintenance process.

Developed various quantitative models to project the company’s financial potential.

Manage spreadsheets and maintain data currency to ensure accurate data availability for managers and decision makers.

Develop and implemented standard operating procedures to bridge data gaps and resolve related issues

Conducted research investigation of all data discrepancies and develop creative solutions to business challenges.

Developed dynamic hybrid macro/quant models.

Assisted in managing a half a billion quantitative market neutral equity portfolio.

Coordinating data gathering efforts /analyses with multiple teams.

Performed financial analyses, and communicating results to senior management.

Conducted periodic inventory audits.

Created and maintain high quality, accurate record-keeping systems for benefit plans.

Assisted in preparing payroll and pay check distribution.

Gathering requirement for team through participating in workshops, and JAD sessions with clients, developers, and QA Analysts, and referring to existing system documentation and procedures.

Education:

Year

Degree

Institution

Marks Obtained

2014

MBA

Loyola Institute of Business Administration, Chennai

6.25

2012

Bachelor Of Engineering, ECE

St. Joseph’s college of Engineering, Chennai

76.5%

2008

Class XII, Tamil Nadu State Board

S.B.O.A matriculation higher secondary school, Chennai

87%

2006

Class X, CBSE

S.B.O.A school and junior college, Chennai

86%

Scholastic achievement:

Secured 92% in Common aptitude test (CAT).

IEEE (Institute of Electrical and Electronics Engineers) Member since 2008.

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