Mortgage Loan Closer
Resume:
Thomas H. Miller
Vero Beach, FL 32966
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OBJECTIVE
A challenging and rewarding position within a growing organization, which will utilize my skills, experience and education, as well as offer growth opportunity. WORK EXPERIENCE
HARBOR COMMUNITY BANK
Residential Loan Closer II 08/2016- Present
Assembling Closing Packages for attorneys and title agents. Review and prepare the Closing Disclosure and authorize closing approval, providing disclosers per RESPA guidelines. Prepare Lot Loans, Construction Loans and dividend payouts, FHA, VA, Conventional loans, HARP’s. Update coverage and mortgagee clauses with Insurance Agents. Daily task include wiring funds, fax MI certs for new loans, assist with VOE request, order, update, correct appraisals.
BB&T
Mortgage Lending Closing Officer 03/2013-08/2016
Preparing Closing Packages for attorneys and title agents, review, collect and compile information for preparation of various closing reports. Review and correct the Settlement Statement to authorize closing approval, providing disclosers per RESPA guidelines. Prepare FHA, VA, Bond Loans, DAP, Conventional loans, HARP’s, and various loan products for closing. Call Insurance Agents. Daily task include wiring funds, fax MI certs for new loans, assist with updating VVOE’s and review appraisals.
Software: LPS, UniFi, BB&T Portal, Insite, Microsoft Office Suite (Outlook, Excel, Word BANK OF AMERICA/COLLABERA
Post Closer II (Contractor) 04/2012- 12/2012
Verify document completion (omissions) and correct errors on the Security Instrument and Note including MERS, title, principal, interest, maturity dates, HELOC’s... Prepare Loan Modification Agreements for the security instruments and Note Mods to be recorded. Call clients, counties, title agencies and banks for corrections and omitted documentation.
Software: Iseries(AS/400), EDGE, PCCS, Iportal, Excel, Core Logic, LandSafe. ACCOMPLISHMENTS
Fair Lending Certificate
Mitigation Trainer
Closing Certificate
NMLS #1528674
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